Our god-son is about to exchange on a newly built flat in Burnham On Sea with a mortgage from Principality. His conveyancer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Principality conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Principality conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Burnham On Sea. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/10/2025, the requirements read as follows :
Should my solicitor be making enquiries concerning flooding during the conveyancing in Burnham On Sea.
Flooding is a growing risk for lawyers dealing with homes in Burnham On Sea. There are those who buy a house in Burnham On Sea, fully aware that at some time, it may be flooded. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the property. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Conveyancers are not best placed to impart advice on flood risk, however there are a various checks that can be undertaken by the buyer or by their solicitors which can give them a better appreciation of the risks in Burnham On Sea. The standard information supplied to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) includes a usual inquiry of the seller to discover whether the premises has suffered from flooding. If flooding has previously occurred which is not revealed by the owner, then a purchaser could issue a claim for damages as a result of such an misleading response. A purchaser’s lawyers will also conduct an environmental search. This should reveal whether there is a recorded flood risk. If so, additional investigations will need to be carried out.
I used Arc property Solicitors several years ago for my conveyancing in Burnham On Sea. Now, I need my documents but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Burnham On Sea of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I need to instruct a conveyancing solicitor for remortgage conveyancing in Burnham On Sea. I've discover a web site which appears to be the perfect offering If there is a chance to get all this stuff completed via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Our solicitor in Burnham On Sea has informed me that he requires personal identification documents saying that this forms part of his requirements as a conveyancer on the mortgage company Solicitor panel. Am I being spun a yarn?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the bank. This is not specific to conveyancing in Burnham On Sea