We note that you have a post code search directory listing firms on the Santander conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Burnham On Sea?
We are a listing service only for law firms wishing to communicate if they are on the Santander conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Burnham On Sea.
My father informed me that in purchasing a property in Burnham On Sea there could be various restrictions prohibiting external changes to the property. Is this right?
We are aware of a number of properties in Burnham On Sea which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Burnham On Sea should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My conveyancer has informed me that restrictive coveneant insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Burnham On Sea?
The appropriate level of restrictive coveneant indemnity insurance should be dictated by who your lender. It would differ for example between Halifax and Chelsea Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.
Two weeks ago we had a mortgage agreed in principle with Clydesdale. Burnham On Sea conveyancing practitioners have been instructed. What is the average time that one could expect to receive a mortgage offer from Clydesdale?
There is no definitive answer here. Have Clydesdale conducted the survey? Have you informed Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Various internet forums that I have frequented warn that are the primary reason for delay in Burnham On Sea house deals. Is this right?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays in the conveyancing process. Searches are not likely to be the root cause of holding up conveyancing in Burnham On Sea.
Are there restrictive covenants that are commonly picked up during conveyancing in Burnham On Sea?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Burnham On Sea. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Burnham On Sea differ for newly converted properties?
Most buyers of new build residence in Burnham On Sea come to us having been asked by the seller to exchange contracts and commit to the purchase even before the property is built. This is because house builders in Burnham On Sea typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Burnham On Sea or who has acted in the same development.
My husband and I are new to the buying process - had an offer accepted, but the estate agent informed us that the seller will only issue a contract if we instruct the agent's preferred solicitors as they are insisting on a ‘quick sale’. We would rather use a family conveyancer who is familiar with conveyancing in Burnham On Sea
We suspect that the seller is unaware of this ultimatum. If they want ‘a quick sale', turning down a genuine purchaser is counter productive. Bypass the agents and go straight to the owners and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are chain free (d) you wish to move quickly (e)however you are going to instruct your preferred Burnham On Sea conveyancing firm - not the ones that will earn their negotiator at the agency a introducer fee or hit his conveyancing targets demanded by HQ.