Finally the sale completed on my house in Bridgwater last September but our buyer keeps e-mailing every few hours complaining that his lawyer needs to hear from mysolicitor. What are the post completion sale legalities following completion?
After completion of your house sale your conveyancer should deliver the transfer deeds and all supplemental paperwork to the buyer’s solicitors. If applicable, your lawyer should also evidence that the legal charge in favour of the lender has been repaid to the purchasers solicitors. There is unlikely to be post completion procedures just for conveyancing in Bridgwater.
How can we know in advance if a Bridgwater conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Bridgwater obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the lawyer handling your conveyancing.
We have a mortgage agreed in principle with Aldermore. Bridgwater conveyancing lawyers have been appointed. What is the average time that one could expect to receive a mortgage offer from Aldermore?
Some lenders take longer than others. Have Aldermore done the valuation? Have you informed Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Completion of my remortgage has taken place for my property in Bridgwater. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I have been told that property searches are a common reason for delay in Bridgwater house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays in the conveyancing process. Local searches are unlikely to feature in any delay in conveyancing in Bridgwater.
In my capacity as executor for the estate of my aunt I am selling a house in Swansea but I am based in Bridgwater. My solicitor (approximately 300 miles awayrequires that I sign a stat dec ahead of the transaction finalising. Could you suggest a conveyancing practitioner in Bridgwater who can attest this legal document for me?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Bridgwater based
What advice can you give us when it comes to choosing a Bridgwater conveyancing practice to deal with our lease extension?
If you are instructing a property lawyer for lease extension works (regardless if they are a Bridgwater conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you talk with two or three firms including non Bridgwater conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be useful:
-
If the firm is not ALEP accredited then what is the reason? How experienced is the practice with lease extension legislation?
Leasehold Conveyancing in Bridgwater - Examples of Questions you should ask Prior to buying
-
What prohibitions are contained in the Bridgwater Lease? Plenty Bridgwater leasehold apartments will incur a service bill for maintenance of the building invoiced by the freeholder. If you buy the flat you will have to pay this contribution, normally periodically throughout the year. This may differ from a few hundred pounds to thousands of pounds for bigger purpose-built blocks. There will also be a ground rent to be met yearly, normally this is not a exorbitant figure, say around £25-£75 but you need to enquire as occasionally it could be many hundreds of pounds.
I am buying a maisonette mortgage free. My conveyancer has been given with 2 distinct proof of photo ID, bank statement, multiple utility bills. Now he needs a copy from a probate lawyer advising that the money is legitimate and that it has come from inheritance and not dealing E's in Ibiza.
In today’s world you will not be able to complete any Bridgwater conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Establishing of your source of funds is required under Money Laundering laws.