It is is a decade since I acquired my property in Bridgwater. Conveyancing solicitors have now been retained on the sale but I am unable to track down my title documents. Will this cause complications?
You need not be too concerned. Firstly the deeds may be retained by your lender or they may stored with the solicitor who oversaw your purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Bridgwater relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Bridgwater. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 25/4/2026, the requirements read as follows :
I am purchasing a 4 bedroom semi-detached house in Bridgwater. The intention is to an extension at the rear at the property.Will legal investigations on the property involve checks to see if these works are prohibited?
Your property lawyer will check the deeds as conveyancing in Bridgwater can occasionally identify restrictions in the title deeds which restrict categories of changes or require the permission of a 3rd party. Certain extensions call for local authority planning permissions and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
We expect to receive a OIP from Co-operative this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Co-operative recommend any Bridgwater solicitors on the Co-operative conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Bridgwater solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
My wife and I are in the throws of viewing flats in Bridgwater and I am about to put in an offer. Is it sensible to have my conveyancer on ‘stand by’? I am planning to take a mortgage with Aldermore.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. As you are taking out a mortgage with Aldermore, ask your prospective lawyers if they are on the Aldermore conveyancing panel otherwise they can't do the mortgage legal work.
Various internet forums that I have frequented warn that are the primary cause of delay in Bridgwater conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of hindrances during the legal transfer of property. Searches are unlikely to be the root cause of holding up conveyancing in Bridgwater.
I have todaybecome aware that Action Conveyancing have closed. They conducted my conveyancing in Bridgwater for a purchase of a leasehold flat 18 months ago. How can I be sure that the property is in my name in the name of the previous owner?
The easiest way to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bridgwater conveyancing specialists.
Due to the advice of my in-laws I had a survey completed on a house in Bridgwater before appointing solicitors. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some mortgage companies may not issue a loan on a flying freehold home.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. Should you wish to telephone us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bridgwater. Conveyancing may be slightly more expensive based on your lender's requirements.