Finally the sale completed on my house in Westonzoyland last July but my buyer keeps telephoning every few hours to moan that his conveyancer is waiting to hear from mylawyer. What are the post completion sale formalities following completion?
Following your sale your lawyer should send the transfer deeds and all of the paperwork to the buyer’s conveyancer. Where appropriate, your lawyer must also confirm that the mortgage has been repaid to the buyers solicitors. There are no post completion formalities peculiar conveyancing in Westonzoyland.
My aunt passed away six months ago and as sole heir and executor I was left the house in Westonzoyland. The house had a small mortgage left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Coventry BS, pay off the mortgage. Is this allowed?
Where you intend to refinance then Coventry BS will require that you use a conveyancer on the Coventry BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Coventry BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Coventry BS mortgage is registered as a charge at the Land Registry.
Can I be sure that the Westonzoyland conveyancing solicitor on the UBS panel is any good?
When it comes to conveyancing in Westonzoyland seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer conducting your conveyancing.
My husband and I are spending time viewing flats in Westonzoyland and I am now considering a potential offer. Should I already have a property lawyer appointed at this point? I will be getting a mortgage with HSBC.
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are taking out a mortgage with HSBC, make sure you remember to check that your lawyer is on the HSBC conveyancing panel.
I was told two weeks ago that my mortgage has been agreed to by Co-operative. Is it usual for Co-operative to only issue the offer once my solicitor in Westonzoyland is approved on their conveyancing panel? Co-operative have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
Is it necessary to take out insurance to cover chancel repairs when buying a residence in Westonzoyland?
Unless a prior acquisition of the property took place after 12 October 2013 you may expect solicitors conducting conveyancing in Westonzoyland to remain recommending a chancel search and or chancel repair liability policy.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Westonzoyland?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Westonzoyland. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
As co-executor for the estate of my aunt I am disposing of a residence in Monmouth but live in Westonzoyland. My lawyer (approximately 250 miles awayhas requested that I sign a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Westonzoyland to attest this legal document for me?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are based in Westonzoyland