We are about to exchange contracts for a semi detached house in Banwell. We encountered a snag. The mortgage offer with Lloyds TSB Bank runs out on 6/8/2025 but the vendors are insisting on a completion date of 8/8/2025. Can one extend the loan expiry date?
The person best placed to deal with your question is your conveyancer who will hopefully calculate if he or she is should be discussing with the lender, seller’s representatives, estate agents or possibly all parties based on what has gone on in your conveyancing as of today.
Can I use your services to locate a Conveyancing solicitor in Banwell even where I’m not purchasing or selling a house, for example where I want to acquire an office in Banwell with a mortgage from Alliance & Leicester ?
Our search tool is predominantly utilised to locate domestic conveyancing solicitors in Banwell but we have listed towards the end of this page a few Banwell commercial conveyancing firms. You should make contact with the firm directly to establish if they are also authorised to represent Alliance & Leicester
When it comes to mortgage companies such as Coventry BS, do Banwell conveyancers have to pay a yearly amount to be on the conveyancing panel?
We are unaware of any lender fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
How can we know in advance if a Banwell conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Banwell seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer conducting your conveyancing.
We are getting the release of further monies on our home loan from Virgin Money as we wish to carry out improvements to our property in Banwell. Do we need to choose a nearby Banwell solicitor on the Virgin Money conveyancing panel to deal with the paperwork?
Virgin Money do not ordinarily appoint a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money conveyancing panel.
I am buying a house and the solicitor has raised the issue of Chancel Repair for which the house may be obligated to pay as it falls into the area of such a church. She has suggested insurance. Is this strictly appropriate for conveyancing in Banwell
Unless a prior purchase of the property completed post 12 October 2013 you may expect lawyers handling conveyancing in Banwell to remain encouraging a chancel search and or insurance against a claim.
I have todayfound out that Action Conveyancing have closed. They conducted my conveyancing in Banwell for a purchase of a leasehold flat 10 months ago. How can I be sure that the property is registered correctly in the name of the former proprietor?
The easiest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Banwell conveyancing specialists.
I was advised by a number of selling agents in Banwell to locate a conveyancer using your seach tool. Is there a financial inducement for Estate Agents to recommend your lawyers over and above another?
We don’t give any referral fee for sending work our way. We thought it would be too underhand to pay a commission because members of the public would think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.