I opted for a high street lawyer for our conveyancing in Stilton last week. After carefully reading the small print I noteI am on the hook for fees even if our purchase doesn't happen. Would I be best advised to use an on-line solicitor practice advertising no move no charge conveyancing in Stilton?
Generally there is a compromise along the lines that if "No Completion No Fee" is offered then the fee levels will generally be uplifted to neutralise those conveyances that abort. Also remember that such offerings rarely protect you from disbursements such as Stilton conveyancing search expenses.
My husband and I are purchasing a brand new apartment in Stilton and my lawyer is informing me that she has to the bank to disclose incentives from the seller. I am nearing the developer’s deadline to exchange contracts and my preference is not to prolong deal. Is my lawyer right?
You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I am assisting my niece sell her house in Stilton. Will the solicitor commission an energy assessment or should I organise this?
After the demise of Home Packs, EPC’s became a required part of moving property. An energy assessment must be commissioned before the property is put on the market. This is not something that solicitors normally organise. If you are instructing a Stilton conveyancing solicitor they may be willing to arrange energy assessments due to their relationships with reputable Stilton assessors
We have a mortgage agreed in principle with Coventry BS. Stilton conveyancing lawyers have been instructed. How long does it take for Coventry BS to issue the offer to the property lawyer?
Some lenders take longer than others. Have Coventry BS done the valuation? Have you advised Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
The formalities of my purchase has taken place for my property in Stilton. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I used Arc property Solicitors a few years past for my conveyancing in Stilton. Now, I need the documents but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Stilton of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Just had an offer accepted on a new build flat in Stilton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Stilton
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are surveyor prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
What tools are available to identify a Stilton law firm on the Virgin Money conveyancing panel? I have a car and am happy to travel upto 20miles to meet the conveyancer.
You can use the search on this page. Please choose the mortgage company and your location and you will see a number of Stilton conveyancing lawyers located nearest you. We have detailed some Stilton conveyancing firms at the bottom of this page and you can contact them to check whether they are on the Virgin Money member panel