We are buying a flat and require a conveyancing solicitor in Stilton who is on the TSB conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Stilton.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Stilton?
There are many registered licenced Conveyancers in Stilton and Solicitor partnerships in Stilton offering conveyancing We would stress that the two are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. Both can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
Completion of my purchase has taken place for my property in Stilton. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I am selling my house. I had a double glazing fitted in August 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Skipton are being a right pain. The Stilton solicitor who is on the Skipton conveyancing panel is saying indemnity insurance will be fine but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there any apps to assist me to locate a Stilton solicitor on the Chelsea Building Society conveyancing panel? I drive a motor bike and am willing to travel upto 10miles to meet the conveyancer.
Feel free to make use of the facility on this website. Please pick a mortgage company and your location and you will see a number of Stilton conveyancing lawyers based on proximity. We have detailed some Stilton conveyancing firms at the bottom of this page and you can contact them to check whether they are on the Chelsea Building Society panel
Is it best to choose a Stilton conveyancing solicitor who is local to the property I am buying? An old friend can carry out the legal work but her office is a couple of hundredkilometers drive away.
The primary upside of using a high street Stilton conveyancing practice is that you can visit the firm to sign documents, hand in your identification documents and pester them where appropriate. Having local Stilton know how is a benefit. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and in the main were happy that should surpass using an unknown Stilton conveyancing lawyer just because they are local.
Last May I purchased a leasehold house in Stilton. Am I liable to pay service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I own a ground floor flat in Stilton, conveyancing having been completed half a dozen years ago. Can you work out an approximate cost of a lease extension? Comparable flats in Stilton with an extended lease are worth £211,000. The ground rent is £45 per annum. The lease runs out on 21st October 2091
With 67 years remaining on your lease we estimate the price of your lease extension to span between £10,500 and £12,000 plus legals.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure without more comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.
Do I have to have a meeting at the offices of the lender conveyancing panel solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Stilton as it will be easier to pop in to their offices if required.
Most conveyancing panel lawyers for the mortgage company undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Stilton. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.