Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Stilton. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 31/12/2025, the requirements read as follows :
This question may be naive but I am unseasoned as a 1st time purchaser of a ground floor flat in Stilton. Do I receive the keys to the house on completion from my conveyancer? If so, I will appoint a local conveyancing solicitor in Stilton?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the seller's conveyancers, and once they have received this, you will be able to receive the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.
We previously chose solicitors located in Stilton on the Nationwide solicitor approved list. They are now charging me a further sum for dealing with the Nationwide mortgage. Is this an additional conveyancing fee specified by Nationwide?
Provided it is contained in their Terms and Conditions or estimate then yes your property lawyer is entitled to charge a fee for this. This fee is not dictated by Nationwide but by your Stilton property lawyer. Plenty of firms on the Nationwide panel will quote ’dealing with mortgage’ fee but plenty of firms incorporate it on their overall fee.
We have agreed to purchase a house in Stilton. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Co-operative be concerned?
Given that you are obtaining a mortgage with Co-operative your lawyer must comply with the formal requirements contained in Section 2 of UK Finance Lenders’ Handbook for Co-operative. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and lawyers are required to report to Co-operative where a lease fails to comply with these specifications. The specifications relate to the installation of panels on properties in England and Wales and is not limited to Stilton.
What tools are available to search for a Stilton law firm on the Aldermore conveyancing panel? I have wheels and am happy to travel upto 25kilometers to meet the conveyancer.
Feel free to make use of the tool on this page. Please pick a bank and your location and you will see a number of Stilton conveyancing lawyers located nearest you. We have detailed some Stilton conveyancing firms at the bottom of this page and you can telephone them to check if they are on the Aldermore approved list
My husband and I are FTB’s - had an offer accepted, but the agent informed us that the seller will only move forward if we appoint the agent's preferred solicitors as they want an ‘expedited deal’. Our preferred option is to instruct a high street conveyancer with experience of conveyancing in Stilton
We suspect that the owner is unaware of this requirement. If they require ‘a quick sale', taking such a hostile approach to a serious purchaser is not the way to achieve this. Speak to the vendors direct and explain that (a)you are motivated buyers (b)you are excited to move forward, with finances in place © you are chain free (d) you wish to move quickly (e)but you will continue to instruct your own,trusted Stilton conveyancing firm - rather thanthose that will earn the estate agent a introducer fee or achieve conveyancing figures demanded by HQ.
I wish to rent out my leasehold flat in Stilton. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for their consent?
Some leases for properties in Stilton do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably withhold but, in such cases, they would need to review references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.
Stilton Leasehold Conveyancing - A selection of Queries Prior to buying
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This information is helpful as a) areas may result in problems for the block as the communal areas may start to deteriorate where repairs are not paid for b) if the leaseholders have a dispute with the running of the building you will wish to have all the details Best to be warned if redecorating or some other major work is pending that will be shared between the tenants and will materially increase the the service charges or result in a one off invoice.
My wife and I are disposing of a Stilton apartment we inherited ten years ago in 2011. I have over a decades worth of conveyancing knowledge and, although retired, wish to conduct the conveyancing. The buyer's conveyancing practitioner has informed me that their Lenders will not allow us to do our own conveyancing as they require the funds to be passed via a solicitor's bank account.
Lending requirements to solicitors from all mainstream lenders specify that If the vendor does not have legal representation the buyer’s lawyers should check whether the bank needs to be told so that a decision can be reached as to whether they are prepared to move forward.