The Alton conveyancing firm handling our Alton conveyancing has discovered an inconsistency between the assumptions in the valuation report and what is in the title deeds. My solicitor informs me that he is duty bound to check that the bank is OK with this discrepancy and is still content to lend. Is my lawyer’s stance correct?
Your lawyer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Alton?
There are many registered licenced Conveyancers in Alton and Solicitor firms in Alton who provide Conveyancing services It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal work in transferring property. The two can conduct associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
How can we tell if a Alton conveyancing solicitor on the Kent Reliance panel is any good?
When it comes to conveyancing in Alton obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer carrying out your conveyancing.
I have today made my last payment due on my mortgage with Kent Reliance. I assume I don't need a Alton conveyancing practitioner on the Kent Reliance panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
What can a local search inform me about the property I am purchasing in Alton?
Alton conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search organisations for instance Searches UK The local search plays a central part in many a Alton conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your new home. The search should provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
Are there restrictive covenants that are commonly picked up during conveyancing in Alton?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Alton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Is there anything unique about your site and alternative internet conveyancing solicitors when it comes to conveyancing in Alton?
At this site get a conveyancing quote via a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Alton. Unlike many estate agents and many comparison sites we do not have commission arrangements with solicitors. Some agents and online brokers 'recommend' the firm who pay the highest kickback, as opposed to the best value conveyancing in Alton
My husband and I are FTB’s - had an offer accepted, yet the estate agent has warned us that the owners will only move forward if we use their chosen lawyers as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a family solicitor who is accustomed to conveyancing in Alton
We suspect that the seller is unaware of this ultimatum. If they require ‘a quick sale', taking such a hostile approach to a serious buyer is not the way to achieve this. Speak to the vendors direct and explain that (a)you are genuine purchasers (b)you are ready to progress, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you are going to appoint your own,trusted Alton conveyancing lawyers - not the ones that will provide their negotiator at the agency a referral fee or hit his conveyancing figures set by corporate headquarters.