We had chosen conveyancing lawyers based in Alton on the Nationwide solicitor panel. They have just invoiced me a separate amount for dealing with the Nationwide mortgage. Is this an additional conveyancing fee specified by Nationwide?
Provided it is contained in their Terms and Conditions or Quote then yes your conveyancer may charge a fee for this. The fee is not set by Nationwide but by your Alton conveyancer. Plenty of firms on the Nationwide panel will quote an ‘acting for lender’ fee but plenty of practices include it on their overall fee.
Two weeks ago we had a mortgage agreed in principle with Kent Reliance. Alton conveyancing practitioners have been instructed. What is the average time that one could expect to receive a mortgage offer from Kent Reliance?
Some lenders take longer than others. Have Kent Reliance done the valuation? Have you informed Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am selling my apartment. I had a double glazing fitted in March 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Skipton are being difficult. The Alton solicitor who is on the Skipton conveyancing panel is recommending indemnity insurance as a solution but Skipton are requiring a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a simple, chain free conveyancing. Alton is the location of the property. Can you offer any assistance?
Flying freeholds in Alton are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Alton you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Alton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am downsizing from my home. My former conveyancers closed down. I am in need of a recommendation of a conveyancing firm. Im based in Alton if that affects matters.
Do use our search tool to help you choose a solicitor for your conveyancing in Alton. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
Should I instruct a Alton conveyancing solicitor who is local to the property I am buying? We have a good friend who can execute the legal formalities however her office is approximately 350kilometers drive away.
The benefit of a high street Alton conveyancing firm is that you can drop in to execute documents, hand in your identification documents and apply pressure on them where appropriate. Having local Alton know how is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If you know people who used your friend and in the main were impressed that must outweigh using an unknown Alton conveyancing lawyer just because they are round the corner.
If all goes to plan we aim to complete our sale of a £125,000 garden flat in Alton next Friday. The managing agents has quoted £336 for Certificate of Compliance, insurance certificate and previous years statements of service charge. Is the landlord entitled to charge an administration fee for a flat conveyance in Alton?
Alton conveyancing on leasehold apartments normally necessitates the buyer’s lawyer sending enquiries for the landlord to address. Although the landlord is not legally bound to address such questions the majority will be content to do so. They are at liberty to invoice a reasonable charge for answering questions or supplying documentation. There is no set fee. The average fee for the paperwork that you are referring to is £350, in some transactions it is above £800. The management information fee levied by the landlord must be accompanied by a synopsis of rights and obligations in relation to administration charges, without which the invoice is technically not due. In reality one has no choice but to pay whatever is requested of you if you want to complete the sale of your home.
I bought a 1st floor flat in Alton, conveyancing was carried out 5 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent flats in Alton with an extended lease are worth £185,000. The ground rent is £65 levied per year. The lease finishes on 21st October 2086
With only 61 years left to run the likely cost is going to be between £19,000 and £22,000 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before getting professional advice.
My wife and I recently found out that one of the directors of the conveyancing practice acting on the purchase conveyancing in Alton is is the father of the seller. Is this permitted?
Provided no conflict arises this is allowable. Where you are obtaining mortgage finance then the mortgage company may have a say as many banks have specific instructions concerning this. For example for Virgin as of 24/3/2025, the requirements read as follows :