Unfortunately I am unable to travel far from Kingston upon Thames. I would like to know the reason why all Kingston upon Thames property lawyers are not on all bank panels?
As inequitable as it may appear for banks to limit who can act for them, from the public’s or solicitor’s standpoint, the the contrary view is that mortgage companies are becoming ever more anxious and consider it crucial to shield themselves against mortgage fraud. As a result of this concern lenders are limiting their panel of approved conveyancing lawyers to a size that they are happy to control.
About to place a bid on a leasehold apartment in Kingston upon Thames. The selling agents say that it is normal for flats in Kingston upon Thames to have less than 75 years remaining. I am getting a loan with The Mortgage Works. Will the property be mortgageable given that the lease has 69 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 30/8/2026 the requirements read as follows :
Despite weeks of looking the Title Certificate and documents to our house can not be found. The solicitors who handled the conveyancing in Kingston upon Thames 5 years ago have long since closed. What do I do?
These day there are duplicates made of almost everything, and your conveyancer will be aware exactly where to locate all the appropriate documentation so you can buy or dispose of your property without a hitch. If duplicates are not available, your solicitor may be able to put in place insurance or indemnities protecting you against possible claims on the property.
Over the last few months I have been searching for a flat up to £235,500 and found one close by in Kingston upon Thames I like with open areas and transport links nearby, the downside is that it only has 51 years unexpired on the lease. I can't really find anything else in Kingston upon Thames in this price bracket, so just wondered if I would be making a grave error buying a lease with such few years left?
If you require a home loan that many years may be problematic. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.
My wife and I purchased a leasehold house in Kingston upon Thames. Conveyancing and National Westminster Bank mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1993. The conveyancing solicitor in Kingston upon Thames who acted for me is not around. Do I pay?
First make enquiries of HMLR to make sure that this person is indeed the new freeholder. You do not need to instruct a Kingston upon Thames conveyancing firm to do this as it can be done on-line for less than a fiver. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I am the registered owner of a basement flat in Kingston upon Thames. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal make a decision on the premium due for a lease extension?
Most certainly. We are happy to put you in touch with a Kingston upon Thames conveyancing firm who can help.
An example of a Lease Extension decision for a Kingston upon Thames residence is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case was in relation to 1 flat.
Been reading online that Kingston upon Thames solicitors are more costly than Kingston upon Thames conveyancers in Kingston upon Thames to use when buying a house. Am I better off using a conveyancer or a solicitor if I am purchasing a house in Kingston upon Thames.
When it comes to conveyancing in Kingston upon Thames the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.