I'm in the process of switching my current residential home loan to a BTL Clydesdale mortgage. The bank has said that I require a lawyer for this. I spoke to my former Norbiton conveyancing solicitor who dealt with the legals when I previously bought the house. The pricing estimate sent of £575 plus disbursements is an eye-watering amount to do this as I am not require purchase conveyancing - it’s simply a bog-standard refinance.
The estimate fees seem a bit high. If you shop around you might get the conveyancing a bit cheaper by as much as £100 plus VAT. On the other hand, if you were happy with the legal work the firm provided you couldlive to regret opting for an an unknown solicitor. If is important to enquire that the conveyancer can represent Clydesdale. Do use our search tool to choose a Norbiton conveyancing firm on the Clydesdale approved list of lawyers, which can often include conveyancing solicitors in Norbiton.
Are you able to suggest a Nottingham Building Society allowed Norbiton conveyancing lawyer that can complete within 28 days? Am I best advised to unstruct a high street Norbiton conveyancer or a nationwide comparison site?
We can recommend some very good Norbiton conveyancing firms. Another option is to visit the high street in Norbiton. Visit two or three firms and ask to speak with a conveyancing solicitor for a costs illustration. Explain your time frames together with your reasons and get an assurance on speed. Select the lawyer that genuine.
What is the first thing I need to know regarding purchase conveyancing in Norbiton?
You may not hear this from too many lawyers but conveyancing in Norbiton and elsewhere in England and Wales is an adversarial process. Put another way, when it comes to conveyancing there exists plenty of opportunity for conflict between you and other parties involved in the legal transfer of property. E.g., the vendor, estate agent and even potentially a mortgage company. Selecting a lawyer for your conveyancing in Norbiton is a critical decision as your conveyancer is your adviser, and is the ONE party in the legal process whose responsibility is to protect your legal interests and to keep you safe.
We are witnessing a worrying ongoing adversarial element to conveyancing- someone must be at fault for the process being so protracted. We recommend that you your first instinct should be to trust your solicitor above all other parties in the home moving process.
We're in Norbiton, First time buyers purchasing with a mortgage (lender is Principality , and our solicitor is on the Principality conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Principality conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I used Stirling Law several years ago for my conveyancing in Norbiton. Now, I need my files however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Norbiton of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a quick, no chain conveyancing. Norbiton is where the house is located. Can you shed any light on this issue?
Flying freeholds in Norbiton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Norbiton you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Norbiton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.