We are about to exchange contracts for a semi detached house in Norbiton. We have hit a problem. The mortgage offer with Alliance & Leicester runs out on 23/2/2026 but the owners are putting forward a completion date of 25/2/2026. Is it possible to prolong the loan offer?
The best person to deal with your concern is your solicitors who will hopefully assess whether he or she is corresponding with the mortgage broker, vendor’s representatives, selling agents or possibly all parties taking into account the history of your transaction as of today.
I am buying a property and require a conveyancing solicitor in Norbiton who is on the The Mortgage Works solicitor. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for The Mortgage Works in certain locations such as Norbiton. We dont recommend any particular firm.
What does a local search reveal concerning the property we're buying in Norbiton?
Norbiton conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations for example Searchflow The local search is essential in every Norbiton conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search will supply information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
I'm buying a new build house in Norbiton with a loan from Santander. The builders refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The sale representative told me not inform my conveyancer about the deal as it will adversely affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am 3 weeks into a residential purchase having been recommend to a firm by the estate agent to do our conveyancing in Norbiton. I am am starting to be frustrated with the level of service. Could you you assist me in finding new lawyers?
A solicitor would need to be very poor to suggest diss instructing them. Has your mortgage offer been issued? If so you must inform them of the replacement solicitor and have the mortgage documents are re-sent. Your new solicitor ideally needs to be on the banks approved list to avoid supplemental fees and delays. That should be your starting point. Our search tool can assist you in finding a lender approved solicitor for your conveyancing in Norbiton
Me and my husband accepted an offer on a Norbiton property we inherited seven years ago in 2011. I have over a decades worth of conveyancing knowledge and, although retired, wish to conduct my own conveyancing. The purchaser's conveyancer has informed me that their mortgage company will not allow us to do our own conveyancing insisting the funds to be sent to a solicitor's bank account.
Lending requirements to lawyers from all CML members specify that If the seller is not legally represented the borrower's lawyers should check whether the lender needs to be told so that a decision can be made if they are prepared to proceed.