A colleague informed me that in purchasing a property in Birchgrove there may be a number of restrictions affecting the ability to carry out external changes to the property. Is this right?
There are a number of properties in Birchgrove which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Birchgrove should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Does a directory service exist listing Kent Reliance panel solicitors in Birchgrove on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the CML or Building Society Association websites. A small selection of lenders make their panel listings available over the internet. Where you are looking for a Birchgrove conveyancer on the Kent Reliance please use our tool.
I am due to exchange contracts on my apartment. I had a double glazing fitted in February 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Leeds Building Society are being difficult. The Birchgrove solicitor who is on the Leeds Building Society conveyancing panel is saying indemnity insurance will be fine but Leeds Building Society are insisting on a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?
It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What will a local search tell me about the property I am buying in Birchgrove?
Birchgrove conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search organisations for example Onsearch The local search plays a central part in many a Birchgrove conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your property. The search will reveal data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.
How does conveyancing in Birchgrove differ for new build properties?
Most buyers of new build premises in Birchgrove approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is completed. This is because new home sellers in Birchgrove tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Birchgrove or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Birchgrove is the location of the property. Is there any guidance you can give?
Flying freeholds in Birchgrove are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Birchgrove you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Birchgrove may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am downsizing from my home. My former lawyers has retired. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Birchgrove if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Birchgrove. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
I pay a service charge for my appartment in Birchgrove. As a result of personal circumstances I slipped behind with payments. I negotiated a clearance plan but there is still three thousand pounds currently outstanding.
I am under pressure to dispose of the property and I am concerned this may hold me back if I have to pay off the arrears now. Do I have to settle before - is this practicable?
The conveyancing practitioner undertaking your Birchgrove sale will hopefully be able to negotiate with the management company, with a new to seeing if they would accept payment from sale proceeds. Here is an example of why it is advisable to use a conveyancer in Birchgrove as they are likely to enjoy an established relationship with the parties.