I own a freehold property in Lansbury but still pay rent, why is this and what is this?
It’s unusual for properties in Lansbury and has limited impact for conveyancing in Lansbury but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
I have 71 years remaining on my lease and need a lease extension for my apartment in Lansbury. Conveyancing solicitors on the Platform panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 21/3/2026 the requirements read as follows :
This question may be naive but I am wet behind the ears as a first time buyer of a ground floor flat in Lansbury. Do I pick up the keys to the premises on completion from my conveyancer? If this is the case, I will use a local conveyancing solicitor in Lansbury?
On the day of completion you do not need to attend the conveyancers office in Lansbury. Conveyancing lawyers for you will electronically transfer the purchase money to the vendor’s lawyers, and shortly after the monies have arrived, you will be called to collect the keys from the Estate Agents and start moving into the property. Usually this happens between 1 and 3pm.
Can you point me to a directory of Kent Reliance panel solicitors in Lansbury on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association websites. Very few lenders make their panel listings open the public over the internet. If you are seeking to appoint a Lansbury property lawyer on the Kent Reliance please make the most of our facility.
My wife and I are in the process of viewing houses in Lansbury and I am about to put in an offer. Should I already have a conveyancing practitioner appointed at this stage? I will be getting a home loan with Nationwide.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. As you are getting a mortgage with Nationwide, make sure you remember to check that your lawyer is on the Nationwide conveyancing panel.
I understand that there are debates on Chancel Insurance on online forums. Do I need this when buying a house in Lansbury? or I am told that there is an ancient law that could mean that owners of property residing in a parish church boundary may be liable to contribute towards repairs to the chancel in proximity to the church. Is this suitable for conveyancing in Lansbury?
Unless a previous acquisition of the premises completed post 12 October 2013 you can expect lawyers carrying out conveyancing in Lansbury to continue to propose a a chancel search and or insurance against a claim.
How does conveyancing in Lansbury differ for newly converted properties?
Most buyers of new build or newly converted property in Lansbury approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is constructed. This is because house builders in Lansbury typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Lansbury or who has acted in the same development.
I opted to have a survey done on a property in Lansbury prior to appointing lawyers. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some banks may not give a loan on such a premises.
It depends who your proposed lender is. HSBC has different instructions from Nationwide. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Lansbury. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Lansbury to see if the conveyancing costs will increase in light of this.