We were just about to exchange contracts for a semi detached house in Lansbury. We have hit a problem. Our mortgage offer with Birmingham Midshires expires on 7/4/2026 but the sellers are suggesting a completion date of 9/4/2026. Can one extend the loan expiry date?
The best person to deal with your concern is your conveyancer who will calculate whether they better off negotiating with the mortgage company, owner’s representatives, selling agents or possibly all parties given the history of your conveyancing to date.
I have been advised by my solicitor that flying freehold insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Lansbury?
The appropriate level of flying freehold indemnity insurance depends on who your lender is. It would differ for example between Accord Mortgages Ltd and Barnsley Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
I have today made my last payment due on my mortgage with Coventry BS. I assume I don't need a Lansbury solicitor on the Coventry BS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
Santander have agreed my mortgage in principle, my bid on a flat in Lansbury has been agreed to, what happens next?
The estate agent will want to know who your solicitors are (make sure the lawyers are on the lender’s approved list). Call up Santander or the financial adviser and finish off any outstanding documentation. Santander will appoint a valuer who will get in touch with the selling agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes on average a week for the mortgage offer to be issued. Santander will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Lansbury.
I require quick conveyancing in Lansbury as I have pressure to complete in less than 3 weeks. Thankfully I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you are at liberty not to do searches although no solicitor would recommend that you don't. Drawing on years of experience of conveyancing in Lansbury the following are examples of issues that can appear and therefore affect future saleability: Enforcement Notices, Overdue Charges, Overdue Grants, Unadopted Roads,...
What does commercial conveyancing in Lansbury cover?
Lansbury conveyancing for business premises incorporates a broad range of advice, given by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
In my capacity as executor for the estate of my father I am disposing of a residence in Monmouth but reside in Lansbury. My conveyancer (based 260 kilometers awayrequires that I sign a stat dec before the transaction finalising. Can you recommend a conveyancing lawyer in Lansbury to witness this legal document for me?
Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are Lansbury based
What is the difference between surveying and conveyancing in Lansbury?
Conveyancing - in Lansbury or elsewhere - is the legal term given to transferring legal title of property from one person to another. It involves the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are purchasing and will help you find out about the condition of the building and, if there are problems, give you a powerful reason for reducing the price down or asking the seller to remedy the defects prior to you move in.