My Conveyancer in Tottenham Green is not on the Skipton Building Society Conveyancing Panel. Can I still retain my prefered solicitor notwithstanding that they are not on the Skipton Building Society approved list?
Your options are as follows:
- Complete the purchase with your preferred Tottenham Green solicitors but Skipton Building Society will need to use a lawyer on their list of acceptable firms. This will inevitably rack up the total conveyancing charges as well as cause frustration.
- Find an alternative lawyer to to deal with the purchase, remembering to check they are on the Skipton Building Society panel
My relative advised me that if I am buying in Tottenham Green I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Tottenham Green conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about Tottenham Green around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Tottenham Green Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information about Tottenham Green.
My wife and I own a renovated Edwardian house in Tottenham Green. Conveyancing solicitor represented me and TSB. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the exact same address. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tottenham Green and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing practitioner who conducted the purchase.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Tottenham Green is the location of the property. Can you offer any advice?
Flying freeholds in Tottenham Green are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Tottenham Green you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tottenham Green may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I was advised by three or four local estate agents in Tottenham Green to select a solicitor on your site. What’s the financial advantage for Estate Agents to promote your services ahead of another?
We don’t give any commission for directing people our way. We thought it would be too underhand a fee because home movers will think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.
Our conveyancer has advised that he intends to complete and exchange simultaneously on the disposal of our £225,000 garden flat in Tottenham Green in just under a week. The management company has quoted £408 for Landlord’s certificate, building insurance schedule and previous years service charge statements. Is it legal for a freeholder to charge exorbitant fees for a flat conveyance in Tottenham Green?
For the majority of leasehold sales in Tottenham Green conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
-
Completing pre-exchange questions
Where consent is required before sale in Tottenham Green
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Having spent months of correspondence we simply can't agree with our landlord on how much the lease extension should cost for our flat in Tottenham Green. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Most definitely. We can put you in touch with a Tottenham Green conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Tottenham Green premises is 22 Wakefield Road in January 2012. Following a vesting order Clerkenwell and Shoreditch County Court under section 26 of the Leasehold Reform,Housing and Urban Development Act 1993 on 9th May 2011 the Tribunal decided that the price that the Applicant for the freehold interest should pay is £17,400 This case related to 2 flats. The unexpired term was 74.13 years.