We decided to go with a high street firm for our conveyancing in Tottenham Green today. Upon checking the terms of engagement it is apparent thatwe are on the hook for costs even if the sale aborts. Would I be best advised to appoint a web based lawyer promoting no move no charge conveyancing in Tottenham Green?
Generally there is a compromise along the lines that if "No Completion No Fee" is available then the fee levels will tend to be be uplifted to neutralise the transactions that abort. Also remember that such promotions tend not to protect you from disbursements such your Tottenham Green conveyancing search fees.
My partner and I intend to remortgage our apartment in Tottenham Green with Skipton. We have a son approaching twenty who lives with us. Our solicitor has asked us to disclose any adults other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the property is repossessed. I have two concerns (1) Is this document specific to the Skipton conveyancing panel as he did not need to sign this form when we bought 5 years ago (2) Does our son by signing this compromise his rights to inherit the property?
First, rest assured that your Skipton conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Skipton. This is solely used to protect Skipton if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Skipton had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I am considering mortgaging my home in Tottenham Green, does my lawyer have to be on the Santander Conveyancing panel?
In theory, you could use a solicitor that is not on the Santander conveyancing panel, but Santander would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I am buying a property in Tottenham Green. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Principality be concerned?
As your lender is Principality your lawyer must follow the formal requirements outlined in Part 2 of UK Finance Lenders’ Handbook for Principality. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Principality where a lease does not meet these conditions. The conditions relate to the installation of panels on properties in England and Wales and is not restricted to Tottenham Green.
I am currently in the process of buying my council flat in Tottenham Green. I have a mortgage agreed with Barclays. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
I have instructed a Tottenham Green lawyer having checked that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Tottenham Green postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Tottenham Green.
Have purchased a a semi-detached house in Tottenham Green , how long will it take for the Land Registry to deal with the formalities evidencing my proprietorship? My Tottenham Green conveyancing solicitor has been very slow, so I want to be sure the registration is concluded.
As far as conveyancing in Tottenham Green is concerned, registration is no quicker or slower than the rest of the country. Rather than based on location, timescales can adjust subject to the party submitting the application, whether it is in order and whether the Land registry communicate with any 3rd persons or bodies. At present roughly three quarters of submission are completed within two weeks but occasionally there can be longer delays. Historically registration is effected after the buyer has moved in to the property thus post completion formalities is not usually top priority yet where there is a degree of urgency associated with the registration then you or your solicitor can speak with the land registry and explain the circumstances.
Just had an offer accepted on a new build flat in Tottenham Green. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Tottenham Green
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.