I am acquiring a leasehold flat in Lee On The Solent. My Conveyancer has never been on on the bank solicitor panel. Am I still permitted to appoint my Lee On The Solent conveyancing solicitor notwithstanding that they are excluded from the lender approved list?
One will need to have a conveyancing practitioner to deal with the formalities if you take out a loan to buy your property. They will conduct all the appropriate legal checks on the property, ensuring that you will be registered as proprietor and ensure that all the required mortgage documentation is dealt with. One may appoint a Lee On The Solent conveyancing practitioner of your choosing. Nevertheless, if the solicitor appointed is not on the mortgage company conveyancing panel additional charges will be incurred as separate legal representation will be need by the mortgage company. Bank panel applications may be submitted, so where your lawyer has not historically applied for membership they should take the opportunity to apply.
Are the Lee On The Solent conveyancing solicitors identified as being on the Nottingham conveyancing panel, together with their details provided by Nottingham?
Lee On The Solent conveyancing firms themselves provide us confirmation that they are on the Nottingham conveyancing panel as opposed to being supplied with a list from Nottingham directly.
We are buying a 4 bedroom semi-detached house in Lee On The Solent. We would like to carry out an extension to the side at the property.Will the conveyancing process involve enquiries to determine if these alterations are prohibited?
Your property lawyer will review the registered title as conveyancing in Lee On The Solent can occasionally reveal restrictions in the title documents which restrict certain works or require the permission of another owner. Certain works call for local authority planning permissions and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
We were going to get a DIP from Santander this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Santander recommend any Lee On The Solent solicitors on the Santander conveyancing panel, or is it better to go independently?
You will need to appoint Lee On The Solent solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.
My wife and I are in the process of viewing flats in Lee On The Solent and I am now considering a potential offer. Should I already have a solicitor in place at this point? I intend to finance via a mortgage with Kent Reliance.
You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are seeking a mortgage with Kent Reliance, make sure you remember to check that your lawyer is on the Kent Reliance conveyancing panel.
We are purchasing a house and the lawyer has referenced Chancel Repair for which the house may be obligated to contribute to given it’s proximity to the area of such a church. She has recommended insurance. Is this strictly required for conveyancing in Lee On The Solent
Unless a previous purchase of the premises took place after 12 October 2013 you may take it that conveyancing practitioners delivering conveyancing in Lee On The Solent to remain recommending a chancel search and or chancel repair liability policy.
I purchased a renovated Edwardian property in Lee On The Solent. Conveyancing solicitor acted for me and TSB. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Lee On The Solent and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing practitioner who completed the work.
I am buying a flat and cash is in place. My solicitor has been given with two separate evidence of photographic identification, bank statement, endless utility bills. Now he needs a copy from a probate lawyer stating that the money is in place and that it has come from inheritance and not dealing E's in Ibiza.
In today’s world you will not be able to complete any Lee On The Solent conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Evidence of your source of funds is required under Money Laundering laws.