It is a dozen years since I acquired my house in Gosport. Conveyancing lawyers have just been appointed on the sale but I am unable to track down my deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly there is a chance that the deeds will be retained by the lender or they could be archived with the solicitor who handled your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in Gosport involves registered property but in the rare situation where your property is not registered it is more of a problem but is resolvable.
I have just over seventy years remaining on my lease and require a lease extension for my apartment in Gosport. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 23/10/2025 the requirements read as follows :
We are purchasing a detached bungalow in Gosport. The intention is to an extension at the rear at the house.Will the conveyancing process include investigations to ascertain if these works were previously refused?
Your conveyancer will check the registered title as conveyancing in Gosport can on occasion identify restrictions in the title documents which prevent certain works or necessitated the permission of a 3rd party. Many additions need local authority planning consent and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these issues with a surveyor ahead of any purchase.
When it comes to mortgage companies such as Bank of Ireland, do Gosport lawyers have to pay a yearly amount to be on the list of approved solicitors?
We are unaware of any mortgage company fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
We have agreed to purchase a house in Gosport. A rare aspect is that the roof has a solar panel. TSB have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is TSB your lawyer must comply with the conveyancing requirements set out in Section two of UK Finance Lenders’ Handbook for TSB. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and conveyancing practitioners are required to report to TSB where a lease does not satisfy these requirements. The requirements relate to the installation of panels on properties countrywide and is not limited to Gosport.
Various internet forums that I have frequented warn that are the main reason for stalling in Gosport conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays during the legal transfer of property. Searches are not likely to be the root cause of delay in conveyancing in Gosport.
My wife and I have a terraced Georgian property in Gosport. Conveyancing practitioner represented me and Barnsley Building Society. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold under the matching property. Is it worth asking Barnsley Building Society to clarify?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Gosport and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing lawyer who conducted the work.
Is it best to use a Gosport conveyancing lawyer in close proximity to the house I am purchasing? I have an old university friend who can handle the legal work but her office is 200miles away.
The benefit of a local Gosport conveyancing practice is that you can drop in to execute paperwork, hand in your identification documents and apply pressure on them where appropriate. They will also have local knowledge which is a plus. That being said it's more important to get someone that will do a good and efficient job. If you know people who used your friend and the majority were impressed that must trump using an unknown Gosport conveyancing lawyer just because they are Gosport based.