Me and my partner are about to exchange buying a property in Fareham but as a result of damage from some water damage at the property I have was able negotiate recompense from the current proprietors of three thousand pounds by way of a deduction in the price. I had intended this to be dealt with as part of a side agreement yet Barclays will not agree to this. Should they have been approached?
Your conveyancer being on a Barclays conveyancing panel is required to advise Barclays of any variations to the sale price. If you prohibit your lawyer to notify the price change to Barclays then they would have to discontinue acting for you. In addition, Barclays and you would have to appoint a new conveyancing practitioner for your conveyancing in Fareham.
It is a dozen years since I purchased my property in Fareham. Conveyancing lawyers have just been appointed on the sale but I can't find my title deeds. Is this a major issue?
You need not be too concerned. First the deeds may be with your lender or they may be in the possession of the lawyers who oversaw your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Nearly all conveyancing in Fareham relates to registered property but in the unlikely event that your home is unregistered it is more problematic but is resolvable.
How can we know in advance if a Fareham conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Fareham seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the lawyer conducting your transaction.
My wife and I have organised the release of further funds on our mortgage from Skipton as we want to conduct improvements to our property in Fareham. Do we need to select a bricks and mortar Fareham solicitor on the Skipton conveyancing panel to handle the paperwork?
Skipton don't usually require firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton conveyancing panel.
We were going to get a DIP from Santander this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Santander recommend any Fareham solicitors on the Santander conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Fareham solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.
We are downsizing from our property in Fareham and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any high street Fareham lawyer would know this is not the case. It does beg the question why the buyers used a factory type conveyancing firm rather than a conveyancing solicitor in Fareham. We have lived in Fareham for 4 years we know of no issue. Is it a good idea to get in touch with our local Authority to seek clarification that the buyers are looking for.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Just acquired a detached house in Fareham , how long will it take for the Land Registry to record my ownership? My Fareham conveyancing solicitor has been very slow, so I want to be certain that my purchase is recorded.
As far as conveyancing in Fareham is concerned, registration is no faster or slower than the rest of the country. Rather than based on location, timeframes can adjust depending on who lodges the application, whether there are errors and if the Land registry have to notify any 3rd parties. At present approximately 80% of such applications are fully dealt with within 12 days but occasionally there can be longer hold-ups. Registration takes place once the buyer is living at the property so an expedited registration is not typically primary concern yet if it is urgent that the the registration takes place urgently then you or your conveyancer can speak with the land registry and explain the circumstances.
Due to the guidance of my in-laws I had a survey completed on a house in Fareham ahead of appointing conveyancers. I have been told that there is a flying freehold aspect to the property. My surveyor advised that some lenders tend not grant a mortgage on such a home.
It depends who your proposed lender is. HSBC has different requirements from Halifax. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Fareham. Conveyancing may be slightly more expensive based on your lender's requirements.