I am expecting a mortgage with Santander. I would like to employ the services of a Licensed Conveyancer in Fareham. Does the Santander Solicitor panel exclude conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
My brother and I have just purchased a property in Fareham. We have since encountered a number of issues with the property which we believe were missed in the conveyancing searches. Do we have any recourse? Can you clarify the type of searches that should have been ordered for conveyancing in Fareham?
It is not clear from the question as to the nature of the problems and if they are specific to conveyancing in Fareham. Conveyancing searches and due diligence initiated during the buying process are supposed to help avoid problems. As part of the legal transfer of property, a property owner completes a document referred to as a SPIF. If the information turns out to be misleading, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Fareham.
We are purchasing a property and require a conveyancing solicitor in Fareham who is on the Virgin Money solicitor panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Virgin Money . We don't recommend any particular firms conducting conveyancing in Fareham.
We are buying a terrace house in Fareham. We would like to carry out an extension to the side at the house.Will legal conveyancing on the property include checks to determine if these works are allowed?
Your solicitor should check the deeds as conveyancing in Fareham will sometimes identify restrictions in the title documents which prevent certain alterations or require the consent of a 3rd party. Many additions call for local authority planning consent and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these things with a surveyor prior to committing yourself to a purchase.
We previously chose conveyancers with offices in Fareham on the Nationwide solicitor approved list. They have just billed me a separate amount for handling the Nationwide mortgage. Is this a supplemental conveyancing fee specified by Nationwide?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your solicitor can charge a fee for this. This fee is not dictated by Nationwide but by your Fareham conveyancer. Plenty of firms on the Nationwide panel will levy an ‘acting for lender’ fee and others do not.
I am purchasing a property in Fareham. A rare aspect is that the roof has a solar panel. RBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with RBS your lawyer must comply with the formal instructions outlined in Part two of UK Finance Lenders’ Handbook for RBS. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and property lawyers are required to report to RBS where a lease does not satisfy these conditions. The requirements relate to the installation of panels on properties countrywide and is not restricted to Fareham.
Due to the input of my in-laws I had a survey completed on a property in Fareham in advance of retaining lawyers. I have been advised that there is a flying freehold element to the house. The surveyor has said that some mortgage companies may not grant a loan on a flying freehold home.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Fareham. Conveyancing will be smoother if you use a solicitor in Fareham especially if they are familiar with such properties in Fareham.
My wife and I recently become aware that one of the directors of the firm handling the purchase conveyancing in Fareham is is the sister of the seller. Is this permitted?
As long as no conflict arises this is permitted. If you are requiring a home loan then the lender may have a say as many banks have specific requirements concerning this. For example for HSBC as of 31/7/2026, the requirements read as follows :