It is is a decade since I purchased my property in Fareham. Conveyancing lawyers have recently been instructed on the sale but I can't track down my title deeds. Will this cause complications?
You need not be too concerned. Firstly the deeds may be with your mortgage company or they could still be with the solicitor who acted in the purchase. Secondly in most cases the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Nearly all conveyancing in Fareham relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
I am buying a right to buy a flat in Fareham. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Fareham you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Fareham.
I used Action Conveyancing a few years past for my conveyancing in Fareham. I now require my file however the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Fareham of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Fareham is where the house is located. Can you offer any guidance?
Flying freeholds in Fareham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Fareham you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Fareham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I need to retain a conveyancing solicitor for leasehold conveyancing in Fareham. I have chance upon a web site which looks to be the perfect solution If it is possible to get all the legals completed via email that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
How much experience do your Fareham conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Fareham conveyancing lawyers help thousands of people move home every year and helped plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Fareham conveyancers have worked on recent similar cases.