I am getting closer to an exchange on a flat in Whiteley and my parents have transferred the 10% deposit to my solicitor. I am now advised that as the deposit has not come from me my conveyancing practitioner needs to make a notification to my mortgage company. Apparently, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I advised the lender about my parents' contribution when I applied for the home loan, so is it really appropriate for this now to delay the deal?
Your conveyancing practitioner is legally required to check with lender to ensure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
I am considering mortgaging my house in Whiteley, does my lawyer need to be on the RBS Conveyancing panel?
There is nothing to stop you using your solicitor, but RBS will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Do commercial conveyancing searches reveal proposed roadworks that may affect a commercial land in Whiteley?
Its becoming the norm that commercial conveyancing solicitors in Whiteley will perform a SiteSolutions Highways report as it reduces the time that conveyancers expend in sourcing accurate data on highways that impact buildings and development assets in Whiteley. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Whiteley.
For each commercial conveyancing transaction in Whiteley it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately could result in delays to Whiteley commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Whiteley.
Are there restrictive covenants that are commonly picked up during conveyancing in Whiteley?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Whiteley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Are there any apps to assist me to identify a Whiteley solicitor on the Barclays Direct conveyancing panel? I am a keen cyclist and am prepared to travel upto 25miles to meet the solicitor.
You can use the tool on this page. Please select a bank and your location and you will see a number of Whiteley conveyancing lawyers locally. We have listed some Whiteley conveyancing firms at the bottom of this page and you can telephone them to check if they are on the Barclays Direct member panel
Should I choose a Whiteley conveyancing solicitor in close proximity to the house I am hoping to buy? An old friend can deal with the legal work but they are based 200miles drive away.
The benefit of a high street Whiteley conveyancing practice is that you can drop in to execute paperwork, present your ID and apply pressure on them where appropriate. Having local Whiteley know how is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and in the main were happy that must surpass using an unfamiliar Whiteley conveyancing lawyer solely due to them being Whiteley based.