Can your site be used to find a Conveyancing solicitor in Liverpool even if I’m not buying or disposing of a house, for example where I wish to buy an office in Liverpool with a mortgage from Norwich and Peterborough Building Society?
The service is mainly there to help choose domestic conveyancing solicitors in Liverpool but we have listed at the bottom of this page a selection of Liverpool commercial conveyancing firms. You should make contact with the company directly to establish if they are also authorised to represent Norwich and Peterborough Building Society
In scouring online forums for a cheap lawyer in Liverpool, many say that I should look for a CQS kitemarked solicitor. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in home moving process, trusted by some of the UK's major banks. Four years ago the Conveyancing Quality Scheme was officially recognised by the Council of Mortgage Lenders (CML). CQS is not a scheme offered by the Council of Licensed Conveyancing. Liverpool is one of the many areas in England and Wales where there are CQS solicitors.
My colleague suggested that where I am purchasing in Liverpool I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Liverpool conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Liverpool around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Liverpool Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data about Liverpool.
It has been three months since my purchase conveyancing in Liverpool took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the input of my in-laws I had a survey completed on a property in Liverpool prior to instructing conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies will not grant a mortgage on a flying freehold house.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Liverpool. Conveyancing may be slightly more expensive based on your lender's requirements.
Should I be wary that 3rd parties that I am dealing with are suggesting a web based conveyancing firm rather than a local Liverpool conveyancing practice?
As with lots of service providers, often suggestions from relatives can be worth their weight in gold. Nevertheless there are numerous parties with a vested interest in a conveyancing matter; estate agents, financial adviser and banks may put forward solicitors to instruct. On occasion these lawyers might be known to one of the organisations as being good in their field, but occasionally there behind the scenes financial incentive behind the endorsement. You have the discretion to select your own lawyer. Don't forget that many lenders specify a panel list of solicitors you must use for the mortgage aspect of your conveyancing.