I was told recently by my broker that my Dingle property lawyer is not on the lender Conveyancing panel. How can I check?
Your first step should be to contact your Dingle lawyer directly. It is reasonable to expect your lawyer to inform you of the situation. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
I am buying a right to buy a flat in Dingle. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Dingle you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Dingle.
Just bought a semi-detached house in Dingle , What is the estimated time for the Land Registry to record the transfer to my name? My Dingle conveyancing solicitor has been painfully slow, so I want to be sure that my name is recorded.
As far as conveyancing in Dingle is concerned, registration is no quicker or slower than anywhere else in the country. Rather than based on location, timeframes can differ according to the party submitting the application, whether it is in order and if the Land registry communicate with any 3rd parties. Currently in the region of 80% of submission are fully dealt with in less than three weeks but some can be subject to protracted delays. Historically registration takes place after the new owner has moved in to the property therefore post completion formalities is not always top priority yet where there is a degree of urgency associated with the registration then you or your solicitor can contact the land registry and explain the circumstances.
I am purchasing a new build house in Dingle with a loan from National Westminster Bank. The sellers would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not reveal to my lawyer about the extras as it could put at risk my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a property I have offered on last month in what should have been a quick, chain free conveyancing. Dingle is where the house is located. Is there any guidance you can impart?
Flying freeholds in Dingle are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Dingle you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dingle may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
As co-executor for the estate of my aunt I am disposing of a house in Cardiff but reside in Dingle. My solicitor (who is 235 miles from meneeds me to sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing lawyer in Dingle to witness and place their company stamp on the document?
strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are Dingle based