We are purchasing a 4 bedroom semi-detached house in Kirkdale. Our aim is to an extension at the rear at the property.Will the conveyancing process involve investigations to see if these alterations are prohibited?
Your conveyancer will review the deeds as conveyancing in Kirkdale can sometimes identify restrictions in the title documents which restrict certain changes or necessitated the consent of another owner. Many additions need local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
The formalities of my purchase has taken place for my property in Kirkdale. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Our offer on a semi in Kirkdale has been agreed to, but there is a chain. The sellers have offered on somewhere, however it’s not yet tied up, and are looking at other flats booked. I have instructed a nearby conveyancing solicitor in Kirkdale. What do I do now? When should I get the mortgage application with Leeds Building Society going?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (home loan application is in the region of one thousand pounds, then valuation, Kirkdale conveyancing search charges, etc). The first course of action is to ensure that your solicitor is on the Leeds Building Society approved list. Regarding the subsequent phase this very much dictated by the specifics of your case, desire for this property and on the state of the market. In a hot market the majority of home buyers would apply for the mortgage with Leeds Building Society and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with the conveyancing in Kirkdale.
We are intent on selling our property in Kirkdale and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any high street Kirkdale conveyancer would know this is not the case. For the life of me I don't know why the purchasers instructed a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Kirkdale. We have lived in Kirkdale for six years we know that this is a non issue. Should we get in touch with our local Authority to seek confirmation that there is no issue.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Due to the guidance of my in-laws I had a survey completed on a house in Kirkdale in advance of instructing lawyers. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies will refuse to issue a mortgage on such a property.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. If you call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Kirkdale. Conveyancing will be smoother if you use a solicitor in Kirkdale especially if they are familiar with such properties in Kirkdale.
What makes your site different to alternative internet conveyancing brokers for conveyancing in Kirkdale?
At this site receive a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Kirkdale. As opposed to estate agents and many comparison sites we do not have commission deals with solicitors. Some agents and online brokers 'recommend' the firm who pay the most kickback, rather than the best value conveyancing in Kirkdale
I have been sourcing a conveyancing practitioner in Kirkdale for my home move. Can I see a solicitor's record with the profession’s regulator?
You may search for documented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Visit Check a solicitor's record. To find information Pre 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes monitor call for training purposes.
I need to switch lawyers as my Kirkdale lawyer is not on the lender's approved list of conveyancing solicitors. How simple is it to change conveyancer?
In the event that you have not formally instructed a solicitor to start work and at this stage simply received an estimate as to costs, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Kirkdale that you're thinking of instructing.