I was told recently by my lender that my Fairfield lawyer is not on the lender Solicitor panel. How can I be certain if this is indeed the case?
The first thing you need to do is to call your Fairfield lawyer directly. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they may be able to suggest a Fairfield conveyancing firm that is on the approved list of lawyers for your mortgage company.
What can a local search inform me concerning the house I am purchasing in Fairfield?
Fairfield conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company for example Searchflow The local search plays an important role in most Fairfield conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your property. The search will provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
The deeds to my house are lost. The solicitors who dealt with the conveyancing in Fairfield 5 years ago have long since closed. Will I be able to sell the house?
Assuming the title is registered the information relating to your ownership will be documented by the Land Registry with a Title Number. It is easy to perform a search at the Land Registry, locate your property and get current copies of the Registered Entries for a small fee. Where the title is Leasehold then the Land Registry will in most cases retain a file duplicate of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
I am looking for a leasehold apartment up to £235,500 and identified one near me in Fairfield I like with open areas and railway links nearby, however it only has 61 years on the lease. I can't really find anything else in Fairfield for this price, so just wondered if I would be making a grave error buying a lease with such few years left?
If you require a home loan the remaining unexpired lease term may be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.
I have been advised by numerous estate agents in Fairfield to choose a conveyancer on your site. What’s the financial advantage for Estate Agents to recommend your site rather than a competitor’s?
We refuse to make any referral fee for pointing buyers and sellers to this site. We found it would be just too difficult a fee because home movers will think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.
As co-executor for the estate of my grandfather I am selling a residence in Neath but live in Fairfield. My conveyancer (who is 260 miles awayrequires that I execute a stat dec before completion. Could you suggest a conveyancing lawyer in Fairfield to witness and place their company stamp on the document?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are Fairfield based