My fiance and I are intent on purchasing a maisonette in Fairfield. My lawyer is not listed on the bank solicitor panel. Can I still continue with my Fairfield conveyancing solicitor even though they are not on the bank panel?
You have numerous alternatives open to you here
- Proceed with your chosen Fairfield conveyancing practitioner but your lender will undoubtedly retain a property lawyer on their approved list. The net result is additional cost and likely frustration.
- Appoint a new solicitor to act in the purchase, making sure they are on the lender conveyancing panel.
- Appeal to your conveyancer to attempt to join the mortgage company panel
My lender has recommended a law firm on their panel based in Fairfield but I would rather instruct a conveyancing lawyer in Fairfield round the corner to me. Can you help?
Not all Fairfield conveyancing practices are on all lender’s conveyancing panel. Please make use of our search tool to find a Fairfield conveyancing solicitor on the on the bank panel.
What does a local search reveal regarding the house we're purchasing in Fairfield?
Fairfield conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search organisations such as Searchflow The local search is essential in every Fairfield conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your new home. The search will supply information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
I have recentlybecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Fairfield for a purchase of a leasehold flat 18 months ago. How can I be sure that the property is not still registered in the name of the previous owner?
The easiest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Fairfield conveyancing specialists.
How does conveyancing in Fairfield differ for new build properties?
Most buyers of new build property in Fairfield contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is completed. This is because developers in Fairfield typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Fairfield or who has acted in the same development.
Due to the input of my in-laws I had a survey completed on a house in Fairfield in advance of retaining solicitors. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies may not grant a mortgage on such a premises.
It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. If you e-mail us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Fairfield. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Fairfield to see if the conveyancing costs will increase in light of this.