I was advised recently by my estate agent that my Merseyside the law firm I have appointed is not on the mortgage company Conveyancing panel. How can I be sure that this is correct?
The best course of action for you to take is to contact your Merseyside conveyancer. It is reasonable to expect your lawyer to advise you of the situation. If they are not on the panel they may recommend you to a Merseyside conveyancing firm that is on the conveyancing panel for your lender.
We note that you have a post code search directory identifying firms on the Yorkshire BS conveyancing panel. Do firms pay you a referral fee if I appoint them for our own conveyancing in Merseyside?
We are a listing service only for law firms wishing to communicate if they are on the Yorkshire BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Merseyside.
How do I investigate if the solicitor carrying out my conveyancing in Merseyside is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for The Mortgage Works thus spending £175.00 in supplemental legal bill.
You should take advantage of the search tool on this web page. Please choose the lender and type ‘Merseyside’ or your preferred area and you will be presented with a number of lawyer located in Merseyside or nearest you.
Is it necessary to take out insurance to address the risk of chancel repairs when purchasing a house in Merseyside?
Unless a previous acquisition of the house completed post 12 October 2013 you may take it that lawyers conducting conveyancing in Merseyside to remain encouraging a chancel search and or insurance against a claim.
I have recentlyfound out that Action Conveyancing have closed. They carried out my conveyancing in Merseyside for a purchase of a leasehold apartment 18 months ago. How can I establish that the property is in my name in the name of the former proprietor?
The quickest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Merseyside conveyancing specialists.
I have been on the look out for a flat up to £195,000 and found one near me in Merseyside I like with a park and railway links nearby, however it only has 51 years on the lease. There is not much else in Merseyside in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a mortgage that many years will be an issue. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.