My partner’s dad is a solicitor. I anticipate that I'll be able to get friends and family fee for conveyancing, However if that does not come materialise, what kind of fees would I typically be looking at for conveyancing in Merseyside?
It’s wise to request two or three conveyancing quotes. Make use of our comparison tool on this page. You will notice that prices may contrast greatly but service levels do are distinct between law firms as is true with most professions.
What is your number one tip for finding a conveyancing solicitor in Merseyside
Do not opt for the lowest Merseyside conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
We have a mortgage agreed in principle with UBS. Merseyside conveyancing practitioners were instructed. What is the average time that one could expect to receive a mortgage offer from UBS?
Some lenders take longer than others. Have UBS done the survey? Have you advised UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
After much negotiation I have agreed a price on an apartment in Merseyside. My mortgage broker pressured me to appoint their conveyancer. I paid an advanced payment of £150. A couple of days later, the conveyancer called me to say that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Me and my brother have a terraced Victorian property in Merseyside. Conveyancing lawyer acted for me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Merseyside and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing practitioner who conducted the purchase.
I am purchasing my first flat in Merseyside with a loan from Barclays . The sellers would not move on the price so I negotiated 6k of extras instead. The sale representative told me not disclose to my conveyancer about the extras as it would impact my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Am I better off to use a Merseyside conveyancing lawyer based in the vicinity that I am purchasing? I have an old university friend who can execute the conveyancing but they are based approximately 350kilometers away.
The benefit of a local Merseyside conveyancing firm is that you can pop in to execute documents, deliver your ID and pester them if necessary. They will also have local intelligence which is a bonus. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and they were content that must surpass using an unfamiliar Merseyside conveyancing solicitor solely due to them being round the corner.
All being well we will complete our sale of a £200,000 maisonette in Merseyside next week. The managing agents has quoted £336 for Landlord’s certificate, insurance certificate and 3 years statements of service charge. Is the landlord entitled to charge an administration fee for a leasehold conveyance in Merseyside?
For most leasehold sales in Merseyside conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
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Answering pre-exchange questions
Where consent is required before sale in Merseyside
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I bought a garden flat in Merseyside, conveyancing having been completed 4 years ago. Can you work out an approximate cost of a lease extension? Corresponding flats in Merseyside with over 90 years remaining are worth £260,000. The ground rent is £45 charged once a year. The lease finishes on 21st October 2099
With only 74 years left to run we estimate the premium for your lease extension to span between £8,600 and £9,800 as well as legals.
The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed investigations. You should not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before seeking the advice of a professional.