Having been told to check out your service we were about to go ahead with a conveyancing solicitor in Maidenhead endorsed using your search tool but have come across some other quotes on the internet seem less pricey – why is this?
You can find a variety of solicitors offering at first sight what seems to be extremely cheap conveyancing in Maidenhead. Our advice is to give due consideration as to how much you respect your own move to you are willing to take 'cheap' risks with regard to the standard of the legal work. Many of them list a bargain fee to tempt you but plant extra costs in the fine print..
What does my ID and proof of funds have anything to do with my conveyancing in Maidenhead? Is this really necessary?
In order to comply with Money Laundering Regulations any Maidenhead conveyancing firm will require proof of identity in all conveyancing transactions. This is usually dealt with by provision of a passport and an original bank statement or utility account showing where you live.
Under Money Laundering Regulations, conveyancers are duty bound to check not only the ID of conveyancing clients but also the source of the money that they receive in respect of any matter. An unwillingness to disclose this will lead to your conveyancer terminating their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your conveyancers will have an obligation to make a disclosure to the appropriate authorities should they believe that any amounts received by them may contravene the Money Laundering Regulations.
We're in Maidenhead, First timers buying with a mortgage (lender is Principality , and our lawyer is on the Principality conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Principality conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
My wife and I buying a end of terrace house in Maidenhead. Our aim is to convert the garage to an office at the property.Will the conveyancing process involve investigations to see if these alterations are prohibited?
Your conveyancer should review the deeds as conveyancing in Maidenhead can sometimes reveal restrictions in the title deeds which prohibit certain alterations or require the permission of another owner. Some additions call for local authority planning permissions and approval in compliance with building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.
Can you help - my lawyer says that missing deeds insurance is required on my purchase. What is the level of cover for Maidenhead conveyancing?
The appropriate level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between HSBC Bank and Barnsley Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.
I am selling my flat. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Yorkshire BS are being problematic. The Maidenhead solicitor who is on the Yorkshire BS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Yorkshire BS are requiring a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Over the last few months I have been searching for a leasehold apartment up to £245,000 and found one near me in Maidenhead I like with open areas and railway links in the vicinity, the downside is that it only has 61 remaining years left on the lease. There is not much else in Maidenhead in this price bracket, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you need a mortgage that many years will likely be an issue. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.
It's been ten years since I've bought a property. Searching on the web suggests that the costs vary significantly. Please can you recommend a trustworthy Maidenhead lawyer that will assist me as well as represent Santander?
The purpose of this site is restricted to being a directory service for solicitors who wish to be listed as being on the approved conveyancing panel for Santander in certain locations for instance Maidenhead . Our intention is not to recommend any particular conveyancing practitioner.