Do the conveyancing lawyers via your comparison service perform conveyancing in Maidenhead by way of an attended exchange?
We do have a number of conveyancing specialists carrying out 24hr exchanges. Do contact us to secure a costs illustration and details as to dates.
We are purchasing a property and need a conveyancing solicitor in Maidenhead who is on the Coventry BS solicitor panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Coventry BS . We don't recommend any particular firms conducting conveyancing in Maidenhead.
My husband and I are in the throws of viewing houses in Maidenhead and I am now considering a potential offer. Is it premature to have a solicitor in place? I am planning to take a home loan with Bank of Ireland.
You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are getting a mortgage with Bank of Ireland, ask your prospective lawyers if they are on the Bank of Ireland conveyancing panel otherwise they can't do the mortgage legal work.
Virgin Money have agreed my mortgage in principle, my bid on a flat in Maidenhead has been accepted, what happens next?
The estate agent will wish to be advised as to your conveyancer's details (make sure the conveyancers are on the lender’s approved list). Call up Virgin Money or your financial adviser and complete any relevant documentation. Virgin Money will instruct a valuer who will get in touch with the selling agent or vendor to arrange a time for the valuation to happen. Once carried out (assuming no problems) it takes about a fortnight to get a mortgage offer. Virgin Money will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Maidenhead.
After what feels like an age I have had an offer on a maisonette in Maidenhead accepted, but there is a chain. The owners have put an offer on a flat, but it’s not been accepted yet, and are looking at other properties booked. I have instructed a bricks and mortar conveyancing solicitor in Maidenhead. What should be my next step? When do I get the mortgage application with Coventry BS going?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx £1k, then survey, Maidenhead conveyancing search fees, etc). First, you must check that your lawyer is on the Coventry BS approved list. As to the next stages this very much depends on the circumstances of your transaction, attraction to the property and on the state of the market. In a hot market the majority of buyers will apply for a home loan with Coventry BS and pay for the valuation and only if it was satisfactory would they request their conveyancer to move forward with searches.
It has been 4 months since my purchase conveyancing in Maidenhead took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
The estate agent has sent us the confirmation of our purchase of a new build flat in Maidenhead. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Maidenhead
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply a car parking plan.
I am hoping to put an offer on a small detached house that appears to tick a lot of boxes, at a great price which is making it more attractive. I have subsequently been informed that the title is leasehold rather than freehold. I am assuming that there are particular concerns buying a leasehold house in Maidenhead. Conveyancing solicitors have are soon to be instructed. Will they explain the issues?
The majority of houses in Maidenhead are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can help the conveyancing process. it is apparent that you are purchasing in Maidenhead so you should seriously consider shopping around for a Maidenhead conveyancing solicitor and check that they are used to advising on leasehold houses. First you will need to check the number of years remaining. As a tenant you will not be at liberty to do whatever you want to the property. The lease will likely included provisions for example requiring the freeholder’spermission to conduct changes to the property. You may also be required to pay a contribution towards the upkeep of the estate where the house is part of an estate. Your lawyer should appraise you on the various issues.
Maidenhead Conveyancing for Leasehold Flats - A selection of Questions you should consider before buying
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How many of the leaseholders are in arrears for their service charge payments? Most Maidenhead leasehold apartments will incur a service bill for the upkeep of the building invoiced on behalf of the landlord. If you purchase the apartment you will have to pay this liability, normally periodically during the year. This can differ from a few hundred pounds to thousands of pounds for blocks with lifts and large common grounds. There will also be a ground rent for you to pay yearly, this is usually not a exorbitant amount, say approximately £50-£100 but you need to enquire it because on occasion it could be prohibitively expensive. Generally speaking the outlay for major works are not incorporated into the maintenance charges, albeit that some managing agents in Maidenhead require tenants to contribute towards a reserve fund and this is used to offset against larger works.