In what way does my ID and proof of funds have anything to do with my conveyancing in Beaconsfield? Why is this being asked of me?
Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to check the identification documents of the person or body they are dealing with prior to agreeing to accepting their conveyancing business. The Terms and Conditions that you are required to sign will no doubt stipulate this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you refuse to provide ID verification documents, your solicitor will not be able to take you on as a client.
If you had a top tip for choosing a conveyancing solicitor in Beaconsfield what would it be?
Do not opt for the cheapest Beaconsfield conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Is there a list of Kent Reliance panel solicitors in Beaconsfield on the Building Society Association’s Website?
No. There is no such tool on the CML or Building Society Association websites. A small selection of banks make their panel listings viewable on the web. If you are in need of a Beaconsfield conveyancing practitioner on the Kent Reliance please use our facility.
Co-operative have agreed my home loan in principle, my bid on a flat in Beaconsfield has been accepted, now what?
Your property agent will need to know who your solicitors are (ensure that the conveyancing practitioners are on the lender’s panel). Call up Co-operative or your broker and finish off any appropriate paperwork. Co-operative will appoint a valuer who will get in contact with the selling agent or owners to book a time for the valuation to occur. Once conducted (assuming no problems) it takes on average a week to get a mortgage offer. Co-operative will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Beaconsfield.
My colleague advised me that if I am buying in Beaconsfield I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Beaconsfield conveyancing searches. It is a large document of more than thirty pages, listing and detailing important information about Beaconsfield around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Beaconsfield Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful data about Beaconsfield.
Are there restrictive covenants that are commonly identified as part of conveyancing in Beaconsfield?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Beaconsfield. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I decided to have a survey done on a property in Beaconsfield prior to appointing solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some lenders may not give a loan on such a premises.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Beaconsfield. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Beaconsfield to see if the conveyancing costs will increase in light of this.
My husband and I are one month into a leasehold purchase having been directed to conveyancers by the estate agent to do our conveyancing in Beaconsfield. I am not happy. Could you help me find new lawyers?
A conveyancer would need to be very bad in order to consider changing them. Has your mortgage offer been generated? If so you must advise them of the new contact details and get the loan are re-sent. Your conveyancer needs to be on the lenders panel to avoid supplemental expenses and frustration. That should be your starting point. Our find a solicitor tool should assist you in finding a bank approved conveyancer for your conveyancing in Beaconsfield