Me and my fiancee are buying our first house. Our conveyancing practitioner has calledto check if we wish to purchase supplemental conveyancing searches. As novices we in the dark as to what's appropriate for conveyancing in Burnham
The scope of Burnham conveyancing searches should be triggered based primarily on the premises, the location, the likelihood of any of these risks, your familiarity of the area and risks, your overall attitude to risk. What is important is that you adequately comprehend what information the searches could provide. You may then decide if you consider that you need that information. Should you be uncertain, ask the conveyancer to recommend.
I am the registered owner of a freehold house in Burnham but still pay rent, why is this and what is this?
It’s unusual for properties in Burnham and has limited impact for conveyancing in Burnham but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.
Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.
Having spent time researching mumsnet.com for a high-quality solicitor in Burnham, many post that I should use a CQS assured lawyer. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised quality mark for legal experts in home ownership transfers, trusted by some of the UK's major banks. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Legal Ombudsman. The scheme does not cover licenced conveyancers. Burnham is one of the numerous areas in England and Wales where there are CQS solicitors.
I am planning to move house in April. Should my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you suggest a removal company in Burnham. Conveyancing lawyer was found before I stumbled across your site.
On the day of completion you will need to collect the house keys from the estate agent however this can only occur after the previous owners conveyancers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be collected. Subsequently you will need to inform the removal men that they can start moving you in. As a matter of policy we do not recommend a particular removal organisation but can assist you in choosing a residential property solicitor in Burnham or a firm with expertise in conveyancing in Burnham.
We are getting a further advance on our mortgage from Kent Reliance as we intend to conduct alterations to our house in Burnham. Do we need to appoint a bricks and mortar Burnham solicitor on the Kent Reliance conveyancing panel to deal with the paperwork?
Kent Reliance would not normally appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Kent Reliance panel.
After shopping around on the internet I have found a Burnham solicitor having made sure that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Burnham surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Have purchased a a detached house in Burnham , What is the estimated time for the Land Registry to deal with the formalities evidencing the transfer to my name? My Burnham conveyancing solicitor works at snail pace, so I want to be certain the registration is addressed.
There is nothing unique about conveyancing in Burnham registration formalities. Rather than based on location, timeframes can vary according to who lodges the application, whether it is in order and if the Land registry communicate with any interested persons or bodies. As of today approximately 80% of such applications are fully dealt with within 12 days but some can be subject to longer hold-ups. Historically registration occurs after the new owner is living at the property so 'speed' is not usually primary concern yet where it is urgent that the the registration takes place urgently then you or your solicitor can speak with the land registry and explain the circumstances.
Due to the guidance of my in-laws I had a survey completed on a property in Burnham prior to retaining conveyancers. I have been told that there is a flying freehold element to the property. My surveyor has said that some mortgage companies may refuse to issue a mortgage on such a property.
It varies from the lender to lender. Lloyds has different requirements for example to Halifax. If you call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Burnham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Burnham to see if the conveyancing costs will increase in light of this.