Me and my partner are soon to exchange on the purchase of a house in Taplow but as a result of wreckage from some water damage at the property I have managed to agree recompense from the current proprietors in the sum of £2k in the form of a deduction in the price. I had intended this to be dealt with as part of the conveyancing process but Principality will not agree to this. Why were they involved?
Any solicitor that is on the Principality conveyancing panel is duty bound to disclose to Principality of any amendments to the sale price. If you prohibit your conveyancing practitioner to disclose the reduction to Principality then they would have to discontinue acting for you. In addition, Principality and you would have to appoint a new conveyancing practitioner for your conveyancing in Taplow.
About to place a bid on a leasehold flat in Taplow. The selling agents advise that it is standard for flats in Taplow to have less than 75 years remaining. I am obtaining a loan with The Mortgage Works. Is this going to be a problem if the lease has 70 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 23/8/2026 the requirements read as follows :
Is it the case that all Taplow solicitor firms on the Coventry BS conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Coventry BS conveyancing panel they would need to be governed by the SRA. Some mortgage companies do permit licenced conveyancers on their panel in which case such firms would be overseen by the CLC.
I am currently in the process of buying my council flat in Taplow. I have a mortgage offer with HSBC. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
I am due to exchange contracts on my apartment. I had a double glazing fitted in October 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Lloyds are being a right pain. The Taplow solicitor who is on the Lloyds conveyancing panel is recommending indemnity insurance as a solution but Lloyds are insisting on a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I own a renovated Georgian property in Taplow. Conveyancing solicitor acted for me and Clydesdale. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold with the exact same property. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Taplow and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing practitioner who conducted the purchase.
How does conveyancing in Taplow differ for new build properties?
Most buyers of new build premises in Taplow contact us having been asked by the builder to sign contracts and commit to the purchase even before the residence is constructed. This is because new home sellers in Taplow usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Taplow or who has acted in the same development.
I have just appointed agents to market my ground floor apartment in Taplow. Conveyancing lawyers have not yet been instructed, but I have just received a half-yearly service charge demand – Do I pay up?
The sensible thing to do is discharge the service charge as you normally would given that all rents and maintenance payments will be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Taplow Leasehold Conveyancing - Examples of Queries before buying
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How many years are left on the lease? If a Taplow lease has fewer than eighty years it will impact the salability of the flat. Check with your lender that they are willing to go ahead with the loan given the lease term. A short lease means that you will probably require a lease extension sooner rather than later and you need to have some idea of what this would cost. For most Taplowlease extensions you will need to own the property for two years in order to be eligible to extend the lease. The majority of Taplow leasehold apartments will have a service bill for the upkeep of the block invoiced by the landlord. Where you acquire the property you will have to pay this amount, normally quarterly accross the year. This may differ from a couple of hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. There will also be a ground rent for you to pay annual, this is usually not a large amount, say approximately £50-£100 but you need to enquire it because on occasion it can be many hundreds of pounds.