We are due to move property in December. Should my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you suggest a removal company in Calne. Conveyancing firm was found before I stumbled across this site.
On the afternoon of completion you will need to pick up the house keys from the selling agent however this should only occur after the previous owners solicitors confirm to the agent that they have the completion monies and the keys can be collected. You can inform the removal men that you are ready to move in. We do not suggest a particular removal organisation but can help you find a residential property solicitor in Calne or a lawyer that specialises in conveyancing in Calne.
Are all Calne Conveyancing Quality Solicitors on the RBS conveyancing panel?
It is true that some lenders now utilise the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their panels.
I recently had an offer agreed on an apartment in Calne. My financial adviser pressured me to appoint their lawyer. I paid an on account payment of £175. Not long after, the conveyancing practitioner called me to say that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am intent on selling our property in Calne and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any local lawyer would know this is not the case. For the life of me I don't know why the buyers used an online conveyancing outfit as opposed to a conveyancing solicitor in Calne. We have lived in Calne for three years we know of no issue. Is it a good idea to contact our local Authority to get clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Me and my brother have a 4 bedroom Georgian property in Calne. Conveyancing practitioner acted for me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold with the exact same address. Is it worth asking Lloyds TSB Bank to clarify?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Calne and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing solicitor who completed the work.
I decided to have a survey done on a property in Calne before appointing conveyancers. I have been told that there is a flying freehold element to the house. My surveyor advised that some banks will refuse to issue a mortgage on this type of property.
It depends who your proposed lender is. HSBC has different instructions for example to Halifax. If you call us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Calne. Conveyancing may be slightly more expensive based on your lender's requirements.
Our conveyancer has advised that he intends to complete and exchange simultaneously on our sale of a £125,000 maisonette in Calne next Monday. The management company has quoted £336 for Certificate of Compliance, insurance certificate and previous years statements of service charge. Is it legal for a freeholder to charge such fees for a leasehold conveyance in Calne?
Calne conveyancing on leasehold flats ordinarily involves fees being raised by landlords agents :
-
Answering pre-exchange questions
Where consent is required before sale in Calne
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I acquired a studio flat in Calne, conveyancing having been completed half a dozen years ago. How much will my lease extension cost? Equivalent properties in Calne with over 90 years remaining are worth £165,000. The ground rent is £50 invoiced every year. The lease expires on 21st October 2102
With 77 years left to run we estimate the price of your lease extension to be between £7,600 and £8,800 as well as costs.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before getting professional advice.
My wife and I hope to purchase our first house in Calne. Conveyancing lawyer already appointed. The financial consultant advised that a survey is not necessary as the house was only built 22 years ago.
You would be well advised to commission a Home Buyer's Report. As the property is more than ten years old the property will not come with a warranty, so you don't want to take a risk. For a property that age with no signs of defects a Home Buyer's report may be sufficient. They will highlight any obvious problems and suggest further investigation where appropriate. If there are any signs of problems seek a full structural survey.