We see that you have a search directory identifying firms on the Aldermore conveyancing panel. Do firms pay you a commission if I appoint them for our conveyancing in Chippenham?
We are a listing service only for law firms wishing to communicate if they are on the Aldermore conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Chippenham.
The Chippenham conveyancing lawyers that I recently instructed on my purchase in Chippenham have suddenly shut down. They were on acting for me because I needed a solicitor on the Principality conveyancing panel and my preferred Chippenham lawyer was not. I paid them funds on account. What do I do now?
Assuming that you have an Estate Agent in the equation then inform them straight away so that they advise the vendors that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Principality conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist.
We are getting a further advance on our home loan from Leeds Building Society as we intend to carry out renovations to our property in Chippenham. Are we obliged to select a bricks and mortar Chippenham solicitor on the Leeds Building Society conveyancing panel to deal with the legals?
Leeds Building Society would not normally instruct a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society list.
My fiancee and I are in the process of viewing flats in Chippenham and I am now considering a potential offer. Should I already have a solicitor appointed at this stage? I intend to finance via a mortgage with Clydesdale.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are seeking a mortgage with Clydesdale, ask your prospective lawyers if they are on the Clydesdale conveyancing panel otherwise they can't do the mortgage legal work.
I have paid off my mortgage with RBS. I assume I don't need a Chippenham lawyer on the RBS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
The deeds to our property are lost. The conveyancers who did the conveyancing in Chippenham 10 years ago have long since closed. What are my next steps?
Nowadays there are duplicates made of almost everything, and your solicitor should know exactly where to locate all the relevant paperwork so you can purchase or dispose of your property without any difficulty. Where copies can’t be found, your lawyer may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on the property.
The estate agent has sent us the confirmation of our purchase of a new build flat in Chippenham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Chippenham
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are architect prepared. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
We're novice buyers - agreed a price, yet the selling agent advised that the vendor will only go ahead if we use their recommended solicitors as they are insisting on an ‘expedited deal’. We would rather use a local solicitor accustomed to conveyancing in Chippenham
It is highly unlikely the owners are driving this. Should the vendor require ‘a quick sale', alienating a serious purchaser is going to damage their objectives. Speak to the vendors direct and make the point that (a)you are genuine buyers (b)you are ready to progress, with finances arranged © you are unencumbered (d) you wish to move quickly (e)however you are going to instruct your own,trusted Chippenham conveyancing solicitors - not the ones that will earn the estate agent a referral fee or hit his conveyancing targets demanded by senior management.