Can I use your services to recommend a Conveyancing solicitor in Merton Park even where I’m not buying or selling a house, for example where I intend to acquire an office in Merton Park with a mortgage from Nationwide Building Society?
Our search tool is predominantly utilised to select residential conveyancing solicitors in Merton Park but we have recorded towards the end of this page a few Merton Park commercial conveyancing firms. You will need to enquire with the solicitors directly to check if they are also authorised to represent Nationwide Building Society
My grandfather passed away last year and as sole heir and executor I was left the property in Merton Park. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Barclays, pay off the mortgage. Is this allowed?
Where you plan to refinance then Barclays will insist on your using a conveyancer on the Barclays conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Barclays conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Barclays mortgage is registered as a charge at the Land Registry.
What will a local search reveal about the house we're purchasing in Merton Park?
Merton Park conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search organisations for example Onsearch The local search is essential in every Merton Park conveyancing purchase; that is if you don’t want any nasty surprises after you move into your new home. The search will reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
Due to the advice of my in-laws I had a survey completed on a property in Merton Park prior to appointing lawyers. I have been told that there is a flying freehold element to the house. My surveyor advised that some banks will not give a loan on this type of premises.
It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. If you call us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Merton Park. Conveyancing may be slightly more expensive based on your lender's requirements.
Am I right to be wary about brokers that I am dealing with are recommending a factory type conveyancing firm as opposed to a High Street Merton Park conveyancing firm?
As is the case with many service providers, often recommendations from family and friends can be extremely useful or valuable. But there are many parties with a keen interest in a conveyancing deal; estate agents, mortgage brokers and mortgage companies might all recommend conveyancers to retain. Sometimes the lawyers might be known to one of the organisations as experts in their field, but occasionally there may be a financial incentive behind the endorsement. You have the right to appoint your own lawyer. Don't forget that most banks have an approved list of lawyers you must use for the lender related work in your conveyancing.
In my capacity as executor for the will of my grandfather I am selling a house in Monmouth but reside in Merton Park. My solicitor (approximately 260 miles awayhas requested that I execute a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing lawyer in Merton Park to witness and place their company stamp on the document?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are located in Merton Park