Finally the sale completed on my house in Merton Park last January yet the purchaser is SMS messaging me to say her conveyancer is waiting to hear from mine. What should my lawyer have done following completion?
Following your sale your conveyancer is committed to deliver the transfer documentation and all of the paperwork to the buyer’s lawyers. Depending on the transaction, your conveyancer must also send confirmation that the home loan has been paid off to the purchasers lawyers. There is unlikely to be post completion steps peculiar conveyancing in Merton Park.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Merton Park. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/11/2025, the requirements read as follows :
I need some quick conveyancing in Merton Park as I am faced with a deadline to sign on the dotted line inside 3 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save money and time?
If.Given you are not obtaining a mortgage you have the choice not to do searches although no solicitor would advise that you don't. Drawing on years of experience of conveyancing in Merton Park the following are instances of issues that can arise and adversely affect future mortgageability: Enforcement Notices, Overdue Fees, Outstanding Grants, Unadopted Roads,...
Are there restrictive covenants that are commonly identified as part of conveyancing in Merton Park?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Merton Park. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a ground for flat up to £195,000 and found one close by in Merton Park I like with amenity areas and transport links in the vicinity, however it only has 51 years unexpired on the lease. There is not much else in Merton Park in this price bracket, so just wondered if I would be making a mistake buying a short lease?
Should you need a home loan that many years may be a potential deal breaker. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.
Should I cancel my mortgage payments with Skipton once a completion date for my sale in Merton Park has been agreed?
No, you must maintain meeting any mortgage payments to Skipton pending the mortgage being redeemed from the proceeds of sale as part of your Merton Park conveyancing.