It is 10 years ago since I acquired my house in South Wimbledon. Conveyancing solicitors have just been instructed on the sale but I am unable to track down my deeds. Will this cause complications?
Don’t worry too much. Firstly the deeds may be with your mortgage company or they could still be with the conveyancers who oversaw the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring current official copies of the land registers. Almost all conveyancing in South Wimbledon relates to registered property but in the rare situation where your property is unregistered it is more of a problem but is resolvable.
My wife and I have recently appointed a conveyancing solicitor in South Wimbledon. I I am struggling to find out whether they are on the The Mortgage Works approved list of lawyers. Could you or the lender confirm if they are on the panel?
You should e-mail the conveyancer and enquire if they are on the lender panel. Otherwise you should call The Mortgage Works who may be able to assist.
What is your number one tip for finding a conveyancing solicitor in South Wimbledon
We would encourage you not to go for the lowest South Wimbledon conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
The formalities of my purchase has taken place for my property in South Wimbledon. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I had an offer accepted on a house in South Wimbledon on 13/4/2026, valuation was booked 4 days later, received a clean bill of health. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
How does conveyancing in South Wimbledon differ for newly converted properties?
Most buyers of new build residence in South Wimbledon contact us having been asked by the seller to sign contracts and commit to the purchase even before the premises is constructed. This is because new home sellers in South Wimbledon usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in South Wimbledon or who has acted in the same development.
I am looking for a ground for flat up to £305k and found one near me in South Wimbledon I like with open areas and station in the vicinity, however it only has 52 years on the lease. There is not much else in South Wimbledon in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a home loan the remaining unexpired lease term will be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least twenty four months you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.
Should I go with a South Wimbledon conveyancing lawyer based in the area that I am buying? An old friend can deal with the conveyancing but his firm is located 400miles drive away.
The primary upside of using a local South Wimbledon conveyancing practice is that you can drop in to execute paperwork, deliver your ID and pester them where appropriate. They will also have local knowledge which is a bonus. However it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and they were impressed that must surpass using an unknown South Wimbledon conveyancing lawyer just because they are local.