Having sold my house in Morden last June yet the purchaser is SMS messaging daily to moan that their conveyancer is waiting to hear from mine. What should have happened now that I have sold?
Post completion of your disposal your solicitor is obliged to deliver the transfer documentation and all of the paperwork to the purchaser's solicitors. Where appropriate, your solicitor should also evidence that the legal charge in favour of the lender has been discharged to the purchasers conveyancers. There are no post completion steps unique to conveyancing in Morden.
Is there a search tool that I can utilise to discover of the solicitor conducting my conveyancing in Morden is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Halifax thus paying £192.00 in another set of legal bill.
You should make the most of the find a lender approved solicitor tool on this page. Pick the lender and type ‘Morden’ or your preferred area and you will see numerous solicitors located in Morden or nearest you.
My bid for a property was accepted at auction in Morden. Conveyancing is needed. What is next?
Having exchanged you will need to choose a conveyancing solicitor soon as you will have a tight deadline in which to complete the transaction. Every auction property should have an associated legal pack. This will include evidence of title and search results. In the case of leasehold premises the conveyancing papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to leasehold premises. You must give this to your appointed conveyancing solicitor ASAP. You also need to ensure that you have funds in order to complete on the on the contractual date .
When it comes to lenders such as Skipton, do Morden conveyancers incur a yearly amount to be on the conveyancing panel?
We are not aware of any bank fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
I am buying a property in Morden. A rare aspect is that the roof has a solar panel. Santander have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Santander your lawyer must follow the conveyancing instructions contained in Part two of UK Finance Lenders’ Handbook for Santander. The CML Handbook includes minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to Santander where a lease does not comply with these provisions. The requirements relate to the installation of panels on properties in England and Wales and is not isolated to Morden.
I'm remortgaging my primary home to a buy to let mortgage with Bank of Scotland and intend to use the remaining equity towards further house. The area we are looking at is Morden. Will your lawyers be able to act for both sets of lenders and link together the transactions?
Make use of our comparison tool on this site to be sure that the conveyancers are approved by both lenders. On the basis that they are the solicitor should be able to connect the two conveyancing matters but you should have a chat with you lawyer and make clear your desired outcome and needs.
Am I best advised to choose a Morden conveyancing solicitor based in the location that I am hoping to buy? I have an old university friend who can handle the conveyancing however her office is 300kilometers drive away.
The primary upside of using a high street Morden conveyancing practice is that you can visit the firm to sign documents, hand in your ID and apply pressure on them where appropriate. They will also have local insight which is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and on the whole were impressed that should outweigh using an unfamiliar Morden conveyancing solicitor just because they are based in the area.
My fiance and I are purchasing a 2 bedroom bungalowin Morden with a home loan from a bank. We wish to instruct our solicitor in Morden but our lender says she’s not on their "panel". It seems we have little choice but to instruct from the our mortgage company panel firms or keep our Morden conveyancer and incur the extra fees for one of their panel ones to represent our mortgage company. This seems very unfair; is there anything we can do?
Unfortunately,no. The lender mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender's conveyancing panel. Until recently, most banks had open panels, including almost all conveyancing solicitors in Morden : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for your mortgage company.