My wife and I have recently appointed a conveyancing solicitor in Morden. I I would like to check if they are on the Virgin Money approved list of lawyers. Could you advise?
The first thing to do is call your conveyancer and enquire if they are on the lender panel. Otherwise you can call Virgin Money who may be able to assist.
I am assisting my aunt sell her flat in Morden. Does the solicitor arrange the energy performance certificate or it is for the owner to coordinate?
Following the abolition of Home Information Packs, energy assessments became a required part of moving house. An EPC needs to be to hand before the property is advertised. It is not a task that conveyancers ordinarily arrange. Where you are instructing a Morden conveyancing lawyer they might be willing to arrange energy assessments given their contacts with reputable local accredited person
I am buying a detached bungalow in Morden. We would like to carry out a loft conversion at the property.Will legal due diligence on the property include checks to see if these alterations are allowed?
Your solicitor should review the deeds as conveyancing in Morden can sometimes identify restrictions in the title documents which prevent certain changes or necessitated the consent of a 3rd party. Certain works need local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor before you commit yourself to a purchase.
I had an offer accepted on a property in Morden on 17/12/2024, valuation was booked 3 days after, received a clean bill of health. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
2 months have elapsed following my purchase conveyancing in Morden completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a quick, chain free conveyancing. Morden is the location of the property. What do you suggest?
Flying freeholds in Morden are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Morden you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Morden may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Planning to exchange soon on a ground floor flat in Morden. Conveyancing lawyers assured me that they will have a report out to me within the next couple of days. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Morden should include some of the following:
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You should have a good understanding of the building insurance provisions Rent payments - what is due and when is collected, and be on notice if this will change in the future Who has the liability for repairing the window frames Details of the parties to the lease, for instance these could be the lessee, head lessor, landlord It needs to be made clear to you if the lease allows you to alter or improve aspects of the property- you must know whether it applies to all alterations or limited to structural alteration, and whether licences for alterations is mandated necessary
My wife and I have hit a brick wall in seeking a lease extension in Morden. Can this matter be resolved via the Leasehold Valuation Tribunal?
Where there is a absentee freeholder or where there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the First-tier Tribunal (Property Chamber) to decide the price.
An example of a Lease Extension matter before the tribunal for a Morden property is 14 Nutwell Street in January 2014. The premium payable for the acquisition of a new lease of the subject premises was in the sum of £30,523 This case affected 1 flat. The number of years remaining on the existing lease(s) was 62.94 years.
My in 2006. He has got married, widowed and has recently married again. He now intends to dispose of the Morden property. I believe he will simply be need to supply copies of his marriage certificates to the property lawyer but he is concerned it will delay the home move. Should he appoint a conveyancing practitioner to update the title information for the property?
The is no need to bring up to date the title for the property as long as you have the proof required to show how the change of name occurred.
The buyer’s property lawyer will review the land registry entries and request evidence to prove the change of name for example marriage certificates.