Souldappointing a Morden conveyancing firm make my purchase more efficient?
Existing third party relationships are another important factor to consider when choosing conveyancing solicitors. Morden conveyancers often have connections with financial advisers and agents, local authorities, surveyors and other conveyancing firms meaning the whole process is going to be much more straightforward for you. Having specialist experience in the local area is an advantage.
Are you able to vouch for a Godiva Mortgages Ltd approved Morden conveyancing lawyer who can have us moved in within under 3 weeks? Am I best advised to choose a high street Morden practice or a factory type firm?
We can recommend some very good Morden conveyancing firms. You can also walk up the high street in Morden. Approach a couple of firms and request to speak with a conveyancing solicitor for a costs illustration. Explain your deadline together with the reasons and get a commitment on speed. Select the one that appears most efficient.
What does my ID and proof of funds have anything to do with my conveyancing in Morden? Why is this being asked of me?
Morden conveyancing solicitors as well as nationwide property practitioners throughout the UK have a duty under money laundering regulations to check the identity of any client in order to ensure that clients are who they say they are.
Conveyancing clients will need to supply two forms of certified identification; proof of identity (usually a Passport or Driving Licence) and evidence of address (typically a Bank Statement no more than three months).
Evidence of the origin of funds is also required under the money laundering regulations as conveyancers are obliged to check that the money you are utilising to purchase a property (be it the exchange deposit or the total purchase monies if you are a cash purchaser) has originated from a reputable source (such as an inheritance) as opposed to the proceeds of illegitimate behaviour.
I am about to put an offer on a leasehold apartment in Morden. The estate agents advise that it is standard for flats in Morden to have less than 75 years remaining. I am obtaining a loan with Tesco Bank. Will the property be mortgageable given that the lease has Seventy One years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 22/11/2025 the requirements read as follows :
I have been on the look out for a ground for flat up to £235,500 and found one near me in Morden I like with a park and station in the vicinity, the downside is that it's only got 49 years unexpired on the lease. There is not much else in Morden in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
Should you require a mortgage the remaining unexpired lease term will be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.
My husband and I are 3 weeks into a leasehold purchase having been referred to solicitors by the local agent to handle our conveyancing in Morden. I am not happy. Can you help me find new conveyancers?
A solicitor would have to be really bad to suggest replacing them. Has your mortgage been issued? In the event that it has you will need to make them aware of the new lawyer and get the loan are re-issued. The conveyancer needs to be on the mortgage company panel to avoid supplemental expenses and delays. So that should be your first question of the new lawyers. The search tool will assist you in finding a bank approved lawyer for your conveyancing in Morden