Should conveyancers request money up-front for conveyancing in Morden?
If you are buying a property in Morden your lawyer will ask you place them with monies to cover the search fees. Normally this is asked for to cover the fees of the Local Authority Search. If any down payment is as part of the purchase price then this will be needed shortly prior to contracts are exchanged. The closing balance that is due should be sent to your lawyer shortly before completion.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a residence in Morden? or I am told that there is a law dating back centuries that could mean that owners of property residing in a parish church boundary will be compelled to pay for maintenance towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Morden?
Unless a prior acquisition of the premises completed after 12 October 2013 you could assume that lawyers handling conveyancing in Morden to continue to recommend a chancel search and or chancel repair liability insurance.
I have a renovated Victorian house in Morden. Conveyancing practitioner acted for me and Halifax. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Morden and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with the conveyancing lawyer who conducted the conveyancing.
Just had an offer accepted on a new build flat in Morden. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Morden
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
I opted to have a survey carried out on a house in Morden before appointing lawyers. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some banks may refuse to give a mortgage on this type of property.
It varies from the lender to lender. Lloyds has different instructions for example to Nationwide. Should you wish to call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Morden. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Morden to see if the conveyancing costs will increase in light of this.
I need to instruct a conveyancing solicitor in Morden for my home move. Can I review a solicitor's complaints history with the profession’s regulator?
Anyone may search for presented Solicitor Regulator Association (SRA) decisions resulting from investigations commenced on or after 1 January 2008. Visit Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The SRA may monitor call for training reasons.