All was ready to complete my purchase in St Helier next Monday. My conveyancing practitioner now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the bank. What risks does the lender expect the insurance to cover?
All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not unique to conveyancing in St Helier.
We are looking to buy a flat and need a conveyancing solicitor in St Helier who is on the Nottingham approved panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nottingham . We don't recommend any particular firms conducting conveyancing in St Helier.
Are there restrictive covenants that are commonly picked up as part of conveyancing in St Helier?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in St Helier. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I decided to have a survey carried out on a house in St Helier before appointing conveyancers. I have been told that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies will not grant a loan on such a premises.
It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in St Helier. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in St Helier to see if the conveyancing will be more expensive.
Is there anything unique about your site and other web based conveyancing solicitors for conveyancing in St Helier?
At this site get a fixed fee quote from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in St Helier. As opposed to estate agents and many comparison sites we do not have commission deals with solicitors. Many agents and online brokers 'recommend' solicitors who pay the highest commission, not the best value conveyancing in St Helier
My cousin has suggested that I appoint his conveyancers in St Helier. Do I take his advice?
There are no two ways about it the ideal way to choose a conveyancing practitioner is to seek guidance from friends or relatives who have actually experience in using the firm that you are considering.