It has taken forever and a day but a mortgage agreement from HSBC for the refinancing of my 4 bedroom flat is coming by the end of next week. Are you able to suggest a cheap conveyancing law firm in St Helier?
This site is not designed to assist those in their quest for the lowest fares for conveyancing solicitors in St Helier. Our goal is to offer excellent value conveyancing but we do not aim to advertise as being the cheapest. Do not be fooled by brokers enticing you with ninety nine pound conveyancing in St Helier. At best, in going for cheap conveyancing, you will get your money’s worth and at worst you will end up invoiced for extras and still not end up with the service you were hoping for.
Completed the sale of my flat in St Helier last December yet the purchaser is Skype messaging me complaining that their solicitor needs to hear from myconveyancer. What are the post completion sale legalities now that I have sold?
Post completion of your sale your solicitor is committed to send the transfer documentation and all additional paperwork to the purchaser's lawyers. Depending on the transaction, your conveyancer must also evidence that the legal charge in favour of the lender has been discharged to the purchasers solicitors. There are no post completion procedures unique to conveyancing in St Helier.
My brother-in-law has suggested I instruct a conveyancing solicitor in St Helier. I need to find out if they are on the Accord Mortgages Ltd conveyancing panel. Can you assist?
The first thing to do is phone the solicitor and enquire if they can act for the bank. Alternatively please call Accord Mortgages Ltd who may be able to help.
Forgive me if this question is silly but I am wet behind the ears as FTB of a garden flat in St Helier. Do I pick up the keys to the premises on completion from my lawyer? If so, I will appoint a High Street conveyancing solicitor in St Helier?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the vendor’s lawyers, and once they have received this, you will be able to pick up the keys from the Estate Agents and start moving into the property. Usually this happens between 1 and 3pm.
I have a mortgage with UBS for my property in St Helier. Conveyancing has been completed some time ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform UBS?
You must advise UBS prior to renting your property as this is likely to be a breach of UBS’s mortgage conditions. It may be that UBS will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact UBS directly. It should not be necessary to do this via a UBS conveyancing panel lawyer.
Having digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local St Helier solicitor - who is on the Co-operative conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own St Helier surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I require quick conveyancing in St Helier as I have an ultimatum to exchange contracts within 4 weeks. Luckily I do not require a mortgage. Can I avoid the conveyancing searches to save money and time?
If.Given you are are a cash purchaser you have the choice not to do searches although no solicitor would advise that you don't. With plenty of history conveyancing in St Helier the following are examples of what can crop up and adversely affect future mortgageability: Enforcement Actions, Outstanding Fees, Overdue Grants, Road Schemes,...
Have completed on a a terraced house in St Helier , how long will it take for the Land Registry to deal with the formalities evidencing my proprietorship? My St Helier conveyancing solicitor has been painfully slow, so I want to be certain that my ownership is recorded.
As far as conveyancing in St Helier registration is no faster or slower than the rest of England and Wales. Rather than based on location, timescales can adjust depending on who lodges the application, whether it is in order and if the Land registry need to notify any 3rd persons or bodies. Currently in the region of three quarters of submission are fully addressed within 12 days but some can be subject to longer hold-ups. Registration occurs after the buyer is living at the property therefore an expedited registration is not typically primary concern but where it is urgent that the the registration takes place urgently then you or your lawyers could contact the land registry and explain the circumstances.