Is there a reason to appoint a St Helier conveyancing practice given that web based alternatives are less expensive?
Its a good idea to shop around for conveyancing costs in St Helier and you should seek a reasonable quote but don’t become consumed with hunting for the cheapest St Helier conveyancer. Finding the right conveyancer can be the distinction between a seamless and a stressful home move. You need to ensure that you have expert advice from a trusted solicitor. Emails can't take the place of a telephone conversation and can never replicate a face to face appointment. The firms that we work with will appoint you a qualified and trusted conveyancing solicitor that will tackle your conveyancing from beginning to end, giving the sort of personalised service that you rarely receive from an web based conveyancer. He or She will update you as to headway making sure that you are regularly updated. If you ever need to contact the office you will be sure who you need to speak to and they will endeavour to make sure that you're not left wondering what's going on.
My brother and I have lately purchased a house in St Helier. We have noticed several issues with the property which we believe were omitted in the conveyancing searches. Is there anything we can do? Can you clarify the nature of searches that needed to have been carried out for conveyancing in St Helier?
It is not clear from the question as to the nature of the problems and if they are specific to conveyancing in St Helier. Conveyancing searches and investigations undertaken during the buying process are carried out to help avoid problems. As part of the process, a property owner completes a questionnaire known as a Seller’s Property Information Form. If the information is incorrect, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in St Helier.
We note that you have a post code search directory identifying solicitors on the HSBC conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in St Helier?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in St Helier.
four months have gone by following my purchase conveyancing in St Helier completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am thinking of appointing a conveyancing solicitor in St Helier for my home move. Can I see a solicitor's record with the profession’s regulator?
You can review presented Solicitor Regulator Association (SRA) decisions resulting from investigations started on or after 1 January 2008. Visit Check a solicitor's record. For details Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA could recorded call for training reasons.
Our conveyancer in St Helier has discovered a a problem with the lease for the property we are purchasing in St Helier. The seller’s lawyers have offered title insurance as a solution. We are content with insurance and will cover the costs. Our lawyer has advised that as he is on the bank conveyancing panel he must be satisfied that the lender is happy with this solution. Are we the client or is the bank?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the mortgage company are the client. A precondition to being on the bank approved panel is to comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects will the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.