Completed the sale of my flat in Monmouthshire last August but our buyer keeps whats apping me to moan that his solicitor is waiting to hear from mine. What are the post completion sale legalities following completion?
Following your house sale your lawyer should send the transfer documentation and all supplemental paperwork to the buyer’s solicitors. Where appropriate, your solicitor should also evidence that the legal charge in favour of the lender has been repaid to the purchasers conveyancers. There are no post completion requirements peculiar conveyancing in Monmouthshire.
We are due to move house in April. Does my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you suggest a removal company in Monmouthshire. Conveyancing lawyer was found before I stumbled across your site.
On the afternoon of completion you will need to collect the keys from the property agent however this can only happen once the vendors lawyers inform the agent that the monies to complete are in and the keys can be handed over. After that you will need to tell the removal company that you are ready to move in. As a matter of policy we do not recommend a particular removal organisation but can assist you in finding a residential property solicitor in Monmouthshire or a lawyer with expertise in conveyancing in Monmouthshire.
I had a mortgage agreed in principle with Skipton. Monmouthshire conveyancing lawyers are instructed. How long does it take for Skipton to send the offer to the solicitor?
Some lenders take longer than others. Have Skipton conducted the valuation? Have you advised Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Completion of my remortgage has taken place for my property in Monmouthshire. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am purchasing a new build house in Monmouthshire benefiting from help to buy. The builders would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent suggested that I not inform my lawyer about the side-deal as it would affect my loan with Godiva Mortgages Ltd. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In what way can the Landlord & Tenant Act 1954 affect my business premises in Monmouthshire and how can you help?
The 1954 Act provides protection to commercial lessees, granting the dueness to make a request to court for a renewal lease and continue in occupation when the lease comes to an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act for protection and assist with commercial conveyancing in Monmouthshire
I need to instruct a conveyancing lawyer in Monmouthshire for my sale. Is it possible to see a firm’s record with the legal regulator?
One may find presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The regulator could recorded telephone calls for training reasons.
I wish to rent out my leasehold flat in Monmouthshire. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for permission?
Some leases for properties in Monmouthshire do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably refuse but, in such cases, they would need to review references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.
Monmouthshire Leasehold Conveyancing - A selection of Queries Prior to buying
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Is anyone aware of any major works on the horizon that will increase the service charges? Most Monmouthshire leasehold apartments will have a service charge for maintenance of the building levied on behalf of the freeholder. Where you purchase the flat you will have to meet this contribution, normally in instalments throughout the year. This may differ from a few hundred pounds to thousands of pounds for bigger purpose-built blocks. There will also be a rentcharge to be met yearly, ordinarily this is not a large figure, say approximately £50-£100 but you need to check it because occasionally it could be many hundreds of pounds. What restrictions are there in the Monmouthshire Lease?