We are a couple about to exchange contracts for a property in Raglan. We encountered a stumbling block. The mortgage offer with Santander runs out on 27/3/2026 but the sellers are putting forward a completion date of 31/3/2026. Can one prolong the mortgage offer?
The best person to deal with your question is your lawyer who should calculate whether he or she is corresponding with the mortgage broker, vendor’s representatives, property agents or possibly all parties taking into account the history of your house move as of today.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Raglan?
There are two types of lawyers who can conduct conveyancing in Raglan namely licenced conveyancers or solicitors. The two can administer the legal services that required to complete the sale or purchase of property. They are both obliged to carry out Raglan conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that all necessary steps will be appropriately adhered to.
I am currently in the process of buying my council flat in Raglan. I have a mortgage agreed with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
Completion of my purchase has taken place for my property in Raglan. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I require fast conveyancing in Raglan as I am faced with an ultimatum to sign on the dotted line within 3 weeks. Luckily I do not require a mortgage. Can I decline from having conveyancing searches to save money and time?
As you are not obtaining a home loan you are at liberty not to have searches conducted although no law firm would suggest that you don't. Drawing on years of experience of conveyancing in Raglan the following are examples of issues that can appear and adversely impact future saleability: Refused Planning Applications, Overdue Charges, Overdue Grants, Road Schemes,...
I opted to have a survey carried out on a house in Raglan ahead of appointing solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some banks may not give a mortgage on this type of premises.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Raglan. Conveyancing may be slightly more expensive based on your lender's requirements.
Is there anything unique about your site and alternative online quote calculators for conveyancing in Raglan?
At this site get an accurate quote via a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Raglan. Unlike many estate agents and many comparison sites we do not charge firms a commission if you appoint them for your property ownership legalities in Raglan
We're FTB’s - agreed a price, but the agent has warned us that the owners will only issue a contract if we instruct their preferred lawyers as they need an ‘expedited deal’. My instinct tells me that we should use a local conveyancer used to conveyancing in Raglan
We suspect that the owner is unaware of this demand. If they desire ‘a quick sale', turning down a motivated buyer is not the way to achieve this. Try to communicate with the sellers directly and make sure they comprehend that (a)you are motivated purchasers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)but you will continue to use your preferred Raglan conveyancing lawyers - as opposed tothe ones that will earn their estate agent a kickback or hit his conveyancing thresholds set by HQ.