I plan on purchasing an apartment in Raglan. My Solicitor is not listed on the lender conveyancing panel. Am I still permitted to use my Raglan conveyancing solicitor even though they are not on the bank list of approved lawyers?
Your options include
- Proceed with your chosen Raglan lawyer but your mortgage company will no doubt retain a lawyer from their approved list. The net result is additional fees and potential interruption.
- Appoint a fresh conveyancing practitioner to act in the purchase, obviously checking they are on the bank conveyancing panel.
- Convince your property lawyer to pull out all the stops to get listed on the lender’s panel of solicitors
What can a local search reveal concerning the property we're purchasing in Raglan?
Raglan conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search organisations for example Xpress Legal The local search plays an important part in most Raglan conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your property. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
I used Wolstenholmes several years past for my conveyancing in Raglan. I now require my papers however the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Raglan of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing my first flat in Raglan with the aid of help to buy. The sellers would not move on the amount so I negotiated 6k of additionals instead. The house builders rep suggested that I not inform my conveyancer about this extras as it could affect my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been recommended by a few property agents in Raglan to select a solicitor on your site. What’s the financial incentive for Estate Agents to recommend your lawyers rather than a competitor’s?
We refuse to offer any commission for sending work to this site. We found it would be just too difficult to pay a commission because a client could think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.
I am looking to buy a house and require a conveyancing solicitor in Raglan who is on the bank approved panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the bank who carry out conveyancing in Raglan. We dont recommend any particular solicitor.