I was recommended to a solicitor who has sent a quote for £1200 for no sale no fee conveyancing in Langstone. I’m hoping to sell a Edwardian property for £250,000. This appears overpriced. Is it in excess of the norm for conveyancing in Langstone?
The charges are a bit high. If you shop around you may be able to decrease the fees slightly by as much as £100 plus VAT. On the other hand, you mightcome to regret opting for an an untested lawyer. If is important to ensure that the solicitor can represent your lender. Do employ our search tool to select a Langstone conveyancing company on the banks conveyancing panel which can often include conveyancing solicitors in Langstone.
I am acquiring a property without a mortgage in Langstone. I have resided for the previous 20 years in Langstone. Conveyancing searches are expensive. As I know the area and road very well must I have all the conveyancing searches?
If you not getting a home loan, then the vast majority of the Langstone conveyancing searches are at your discretion. Your lawyer will ’encourage you, perhaps strongly, that you should have searches completed, but he is duty bound to take that path of guidance. One thing to consider; if you are intend to dispose of the house one day, it will be of relevance to your future buyer what the searches reveal. There are plenty of instances where houses with apparent issues can still show up adverse search results. A good conveyancing solicitor in Langstone will be able to give you some helpful advice here.
Can you point me to a directory of Virgin Money panel solicitors in Langstone on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lending institutions make their panel listings viewable online. Where you are in need of a Langstone conveyancer on the Virgin Money please use our facility.
The formalities of my remortgage has taken place for my property in Langstone. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Nottingham have agreed my mortgage in principle, my bid on a apartment in Langstone has been agreed to, what happens next?
Your estate agent will want to know who your solicitors are (make sure the solicitors are on the bank’s panel). Call up Nottingham or the broker and finish off any relevant documentation. Nottingham will appoint a valuer who will get in contact with the estate agent or vendor to book a slot for the valuation to occur. Once conducted (assuming no problems) it takes approximately a week for the mortgage offer to be issued. Nottingham will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Langstone.
I used Action Conveyancing several years ago for my conveyancing in Langstone. Now, I need my documents however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Langstone of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Langstone is the location of the property. What do you suggest?
Flying freeholds in Langstone are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Langstone you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Langstone may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My husband and I plan to purchase our first property in Langstone. Conveyancing lawyer already selected. The financial consultant advised that a survey is not needed as the house was only built in 1997.
The bare minimum you need a Home Buyer's Report. Given the property was built more than a decade ago the property will be without a warranty, so you don't want to take a risk. For a property that age with no signs of problems a Home Buyer's report may be enough. They will highlight any apparent issues and suggest further investigation if relevant. Where there are any indications of material issues get a comprehensive Building Survey from the beginning.