Much to our surprise we have been advised by our broker that my Mossley solicitor is not on the mortgage company Solicitor panel. What can I do to check?
Your first step should be to contact your Mossley lawyer directly. You lawyer should notify you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your lender.
The Mossley conveyancing solicitors that I appointed last week on my purchase in Mossley have suddenly closed. I chose them because I had to have a lawyer on the Kent Reliance conveyancing panel and my family Mossley lawyer was not. I issued them a cheque for two hundred pounds in advance. What do I do now?
Assuming that you have an Estate Agent in the equation then let them know immediately so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Kent Reliance conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help.
Me and my brother own a 4 bedroom Edwardian property in Mossley. Conveyancing practitioner represented me and Coventry Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the matching property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Mossley and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing practitioner who conducted the conveyancing.
Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what should have been a quick, no chain conveyancing. Mossley is the location of the property. Can you offer any opinion?
Flying freeholds in Mossley are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Mossley you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mossley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My cousin has suggested that I instruct his conveyancing solicitors in Mossley. Do I follow his advice?
There are no two ways about it the best way to find a conveyancing practitioner is to get guidance from friends or relatives who have previously instructed the conveyancer you're contemplating using.
Me and my husband are FTB’s just having agreed a price on a property in Mossley, and are now looking to get solicitors appointed. We have utilised the numerous rating tools and the quotes are from all over the the UK. Is it advisable to have a Mossley solicitor local to our potential property? We are content to do everything over the internet, but I assume at some stage we may need to attend the solicitor's office to sign documents?
The property lawyer does not need to be in Mossley, but opting for local means that you can go in if needed, by way of example, if a signature is immediately necessary. Also, a Mossley solicitor is likely to be familiar with local agents and (if the vendor has instructed a local lawyer) with them, which should help smooth the process.