Are you able to vouch for a Barclays Direct sanctioned Stalybridge conveyancing conveyancer who can have us moved in within a very limited time frame? Would it be better to use a local Stalybridge practice or a factory type firm?
We can recommend some very good Stalybridge conveyancing firms. Another option is to visit the main road in Stalybridge. Go in to some well established firms and request to speak with a conveyancing solicitor for a fee estimate. Discuss your time frames together with the reasons and get an assurance on your deadline. Choose the one that you are most comfortable with.
Do I need to have a meeting at the offices of the solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Stalybridge so that I can pop in to their offices if necessary.
Most conveyancing panel lawyers for banks undertake all of the communications via Royal Mail, e-mail or over the phone. This means that they can undertake the conveyancing transaction regardless of where you live in England or Wales. That being said you can check if you can still book an appointment to visit conveyancing lawyer if just in case this is required.
Are there restrictive covenants that are commonly identified during conveyancing in Stalybridge?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Stalybridge. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Stalybridge is the location of the property. Is there any guidance you can impart?
Flying freeholds in Stalybridge are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Stalybridge you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stalybridge may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My husband and I are first time buyers - had an offer accepted, yet the estate agent advised that the owners will only proceed if we use the agent's recommended solicitors as they need a ‘quick sale’. Our preferred option is to instruct a high street solicitor with experience of conveyancing in Stalybridge
We suspect that the seller is unaware of this demand. If they want ‘a quick sale', turning down a serious buyer is going to damage their objectives. Contact the owners directly and make the point that (a)you are keen to buy (b)you are ready to go, with finances in place © you do not need to sell (d) you intend to proceed fast (e)but you will continue to use your preferred Stalybridge conveyancing lawyers - not the ones that will give their negotiator at the agency a referral fee or meet his conveyancing targets demanded by HQ.
Our solicitor in Stalybridge has identified a a legal deficiency with the lease for the apartment we are buying in Stalybridge. The seller’s lawyers have suggested title insurance as a solution. We are happy with insurance and will pay for it. Our solicitor says that as he is on the lender conveyancing panel he must ensure that the lender is happy with this solution. Are we the client or is the mortgage company?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the lender are the client. A precondition to being on the bank approved panel is to comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects will the lease so that the lender can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.