I am buying a terraced house in Stalybridge. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Stalybridge you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Stalybridge.
My colleague suggested that if I am purchasing in Stalybridge I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard Stalybridge conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Stalybridge around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data regarding Stalybridge.
Me and my brother own a 4 bedroom Edwardian house in Stalybridge. Conveyancing solicitor acted for me and Nationwide Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Stalybridge and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing practitioner who conducted the work.
In my capacity as executor for the estate of my father I am disposing of a residence in Neath but I am based in Stalybridge. My lawyer (based 235 kilometers awayrequires that I execute a stat dec before the transaction finalising. Can you recommend a conveyancing lawyer in Stalybridge who can witness and place their company stamp on the document?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are Stalybridge based
I am on look out for some leasehold conveyancing in Stalybridge. Before diving in I want to be sure as to the number of years remaining on the lease.
If the lease is recorded at the land registry - and almost all are in Stalybridge - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Stalybridge - A selection of Questions you should ask Prior to buying
-
It would be sensible to find out as much as you can regarding the company managing the block as they will either make your life much simpler or problematic. Being a leasehold owner you will be in the clutches of the managing agents both financially and when it comes to practical issues such as the cleanliness of the common parts. Ask prospective neighbours what they think of them. In conclusion, investigate as to the dates that you are obliged pay the service charge to the managing agents and specifically what it includes. Most Stalybridge leasehold flats will incur a service bill for the upkeep of the block invoiced on behalf of the landlord. Where you acquire the flat you will have to meet this amount, usually periodically accross the year. This may differ from several hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. There will also be a rentcharge for you to pay annual, this is usually not a significant sum, say about £50-£100 but you need to check as sometimes it could be many hundreds of pounds. Is the freehold reversion owned collectively by the leaseholders?
Can you please explain what my options are if my Stalybridge conveyancing searches reveals adverse results?
Usually, the majority of adverse entries disclosed in Stalybridge conveyancing search responses can be handled in advance of completion or title insurance can be obtained. You need to note that regardless of the fact that you are purchasing the property and might be content to live with the search results, your lender may not, and ultimately have the final decision.