I am expecting a offer of a home loan from Nat West. I hope to employ the services of a Licensed Conveyancer in Stalybridge. Does the Nat West Solicitor panel exclude Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
When it comes to mortgage companies such as Coventry BS, do Stalybridge solicitors incur a fee to be on the conveyancing panel?
We are not aware of any mortgage company fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
I had a mortgage agreed in principle with UBS. Stalybridge conveyancing practitioners were instructed. What is the average time that one could expect to receive a mortgage offer from UBS?
There is no definitive answer here. Have UBS conducted the survey? Have you advised UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
My fiancee and I are at the point of looking at houses in Stalybridge and I am about to put in an offer. Is it too early to have a solicitor in place? I am planning to take a mortgage with Santander.
It would be prudent to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. As you are getting a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.
I have justbecome aware that Wolstenholmes have been shut down. They carried out my conveyancing in Stalybridge for a purchase of a freehold house 18 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?
The quickest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Stalybridge conveyancing specialists.
Is there anything unique about your site and alternative internet conveyancing solicitors when it comes to conveyancing in Stalybridge?
At this site secure an accurate costs illustration from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Stalybridge. Unlike many estate agents and many comparison sites we are not in the business of charging firms a fee if you instruct them for your conveyancing in Stalybridge
I need to instruct a conveyancing solicitor in Stalybridge for my remortgage. Is there any facility to see a solicitor's record with the profession’s regulator?
Members of the public may search for presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The SRA may recorded telephone calls for training purposes.
Last September I purchased a leasehold flat in Stalybridge. Am I liable to pay service charges relating to a period prior to completion of my purchase?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I acquired a studio flat in Stalybridge, conveyancing formalities finalised in 2006. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent properties in Stalybridge with a long lease are worth £180,000. The average or mid-range amount of ground rent is £65 invoiced every year. The lease ceases on 21st October 2084
With only 59 years left to run we estimate the price of your lease extension to range between £20,900 and £24,200 as well as professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.