My husband and I are purchasing a 1 bedroom flat in Hyde with a mortgage. We like our Hyde lawyer, but the bank advise she’s not on their "panel". We have to appoint one of the mortgage company panel conveyancing practices or retain our Hyde conveyancer and pay for one of their panel firms to represent them. We regard this is inequitable; is there anything we can do?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Hyde conveyancing lawyer to apply to be on the conveyancing panel.
AssumingI were to buy a straightforward housein Hyde mortgage fee and have no survey and no local authority searches how much would I expect to to save on my conveyancing in Hyde?
Any savings you would achieve will be limited to the Hyde conveyancing searches. The lawyer still got to do everything else - money laundering, communicating with the vendors lawyer, stamp duty submission, register the ownership etc. A marginal saving might be made by not having to register a mortgage but it won't be meaningful.
About to place a bid on a leasehold property in Hyde. The estate agents advise that it is normal for flats in Hyde to have less than 75 years unexpired on the lease. I am obtaining a loan with Accord Mortgages. Will the property be mortgageable given that the lease has 69 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 10/9/2025 the requirements read as follows :
What is the difference between a licensed conveyancer and conveyancing solicitor in Hyde
Two types of professional can carry out conveyancing in Hyde namely licenced conveyancers or solicitors. Both professionals administer conveyancing services that required to complete the disposal or acquisition of property. They are both required to carry out Hyde conveyancing to the same quality and guidelines so you can be sure that your conveyancing will be properly carried out and that all requirements and procedures will be accurately adhered to.
We are planning to move home in October. Should my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you put forward a removal company in Hyde. Conveyancing solicitor was chosen before I stumbled across this site.
On the day of completion you can pick up the house keys from the property agent but this should only take place after the previous owners lawyers inform the agent that they have the completion monies and the keys can be given over. Subsequently you should tell the removal company that they can start moving you in. We do not recommend a particular removal organisation but can help you find a residential property solicitor in Hyde or a firm with expertise in conveyancing in Hyde.
Is it the case that all Hyde solicitor practices on the Leeds Building Society conveyancing panel are governed by the SRA?
As a firm of solicitors, in order to be on the Leeds Building Society conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. The majority of banks do list licenced conveyancers on their panel and in such a situation the organisation would be governed by the CLC.
I opted to have a survey done on a property in Hyde prior to instructing solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some banks may not give a loan on such a premises.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hyde. Conveyancing will be smoother if you use a solicitor in Hyde especially if they are familiar with such properties in Hyde.
Having checked my lease I have discovered that there are only 68 years remaining on my flat in Hyde. I now wish to extend my lease but my freeholder is can not be found. What are my options?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the Court. You will be obliged to demonstrate that you or your lawyers have made all reasonable attempts to track down the landlord. In some cases an enquiry agent would be useful to try and locate and to produce an expert document to be accepted by the court as evidence that the freeholder is indeed missing. It is advisable to get professional help from a property lawyer in relation to proving the landlord’s disappearance and the application to the County Court overseeing Hyde.
I inherited a split level flat in Hyde, conveyancing having been completed half a dozen years ago. How much will my lease extension cost? Equivalent flats in Hyde with a long lease are worth £165,000. The ground rent is £50 invoiced annually. The lease terminates on 21st October 2103
With only 78 years unexpired the likely cost is going to span between £7,600 and £8,800 plus professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more comprehensive investigations. You should not use this information in tribunal or court proceedings. There may be additional concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.