I am in the market for a low cost conveyancer. Do I opt for a nationwide conveyancer or a high street Hither Green conveyancing solicitor?
Hither Green is a unique place, where local know-how is a significant benefit. The laid-back lifestyle has it’s attractions – just not for your home move. The conveyancers that we endorse combine deep Hither Green knowledge with a positive, can doattitude that helps the conveyancing to progress with the minimum of fuss. It is a distinct advantage where they can make use of well established relationships with mortgage brokers, search providers, valuers and other Hither Green conveyancing firms
We previously instructed conveyancers locally in Hither Green on the TSB solicitor approved list. They are now charging me a separate charge for dealing with the TSB mortgage. Is this an additional conveyancing fee set by TSB?
Provided it is contained in their Terms and Conditions or estimate then yes your conveyancing practitioner can levy a fee for this. The fee is not dictated by TSB but by your Hither Green solicitor. Numerous firms on the TSB panel will levy ’dealing with mortgage’ fee but some firms incorporate it on their overall fee.
I am currently in the process of buying my council flat in Hither Green. I have a mortgage agreed with Co-operative. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
I recently had an offer agreed on a house in Hither Green. My mortgage broker suggested a property lawyer. I paid an upfront payment of £225. A couple of days later, the conveyancer called me sheepishly admitting that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
It has been three months following my purchase conveyancing in Hither Green completed. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying a new build flat in Hither Green. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Hither Green
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are architect prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
Due to the input of my in-laws I had a survey completed on a house in Hither Green prior to retaining solicitors. I have been advised that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies tend not issue a mortgage on such a premises.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you e-mail us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hither Green. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hither Green to see if the conveyancing costs will increase in light of this.
Is it best to choose a Hither Green conveyancing practitioner based in the location that I am purchasing? I have an old university friend who can handle the legal formalities but his firm is located 200kilometers drive away.
The benefit of a high street Hither Green conveyancing practice is that you can attend the office to execute documents, present your ID and apply pressure on them if necessary. Having local Hither Green know how is a benefit. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and in the main were impressed that must trump using an unfamiliar Hither Green conveyancing solicitor solely due to them being local.