What is the difference between a licensed conveyancer and conveyancing solicitor in Hither Green
There are many recorded licenced Conveyancers in Hither Green and Solicitor partnerships in Hither Green who provide Conveyancing services We would stress that both are supervised by regulatory bodies with both specialising in the legal work in transferring property. They may both also handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I have paid off my mortgage with Bank of Ireland. I assume I don't need a Hither Green lawyer on the Bank of Ireland panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Bank of Ireland has sent the Land Registry the discharge electronically, and
- Bank of Ireland has instructed the Land Registry to do so
About to purchase house in Hither Green. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Coventry BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Hither Green conveyancing practitioner is on the Coventry BS conveyancing panel.
The deeds to our house are lost. The conveyancers who dealt with the conveyancing in Hither Green 5 years ago have long since closed. What are my next steps?
Assuming you have a registered title the information relating to your ownership will be recorded by the Land Registry with a Title Number. It is easy to perform a search at the Land Registry, locate your house and secure current copies of the property title for a small fee. Where the property is Leasehold then the Land Registry will usually hold a file copy of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
The estate agent has sent us the confirmation of our purchase of a new build flat in Hither Green. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Hither Green
-
Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
Due to the encouragement of my in-laws I had a survey completed on a house in Hither Green in advance of retaining lawyers. I have been told that there is a flying freehold overhang to the property. My surveyor advised that some banks tend refuse to grant a mortgage on this type of home.
It depends who your proposed lender is. Santander has different instructions from Halifax. If you call us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hither Green. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hither Green to see if the conveyancing costs will increase in light of this.
Are there any apps to help identify a Hither Green law firm on the Clydesdale conveyancing panel? I have wheels and am willing to travel upto 20miles to meet the solicitor.
You can use the facility on this page. Please select a bank and your location and you will see a number of Hither Green conveyancing lawyers locally. We have detailed some Hither Green conveyancing firms towards the end of this page and you can telephone them to see if they are on the Clydesdale panel
My wife and I have AIP from Platform Home Loans Ltd who have advised that they will loan up to £400k. When do I need to appoint a practitioner for conveyancing? Hither Green is where we plan to move to.
You can appoint a lawyer now so that the property lawyer can open the file so they can conduct their ID checks etc. Once you wish them to start work they will seek a deposit normally approximately £200. That would normally be once you have the loan offer from your bank and valuation results, nevertheless should you want to expedite the process you can start the ball rolling quicker albeit risking some money.