I am getting a mortgage offer from Santander. I would like to employ the services of a Licensed Conveyancer in North Cave. Does the Santander Solicitor panel allow for conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I have given 2 months notice to my existing landlord and have to vacate my let out flat in North Cave by 18/7/2025. Conveyancing for my house purchase has just started. Can I complete in 4 weeks as I wish to avoid having to move into short term accommodation?
It is unwise to give notice on a rental unless your lawyer suggests that you should. Assuming that you have not previously done so, speak to your lawyer and urge them to they apply pressure on the owners lawyers, try to get a realistic time scale from them that all parties will aim towards
It is a dozen years since I purchased my home in North Cave. Conveyancing solicitors have just been appointed on the sale but I am unable to find my title deeds. Is this a problem?
Don’t worry too much. Firstly there is a possibility that the deeds will be kept by the mortgage company or they could be in the possession of the conveyancers who handled the purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Nearly all conveyancing in North Cave relates to registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.
I have justbecome aware that Stirling Law have been shut down. They conducted my conveyancing in North Cave for a purchase of a freehold house 9 months ago. How can I check that my home is in my name in the name of the former proprietor?
The easiest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of North Cave conveyancing specialists.
I need to instruct a conveyancing solicitor in North Cave for my home move. Is there any facility to see a firm’s complaints history with the legal regulator?
Members of the public may search for presented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator could monitor call for training purposes.
I am attracted to a two maisonettes in North Cave both have in the region of fifty years remaining on the leases. Will this present a problem?
A lease is a right to use the premises for a period of time. As the lease shortens the saleability of the lease reduces and it becomes more expensive to acquire a lease extension. For this reason it is generally wise to extend the lease term. It is often difficult to sell a property with a short lease as mortgage companies less inclined to grant a loan on properties of this type. Lease enfranchisement can be a difficult process. We advise that you get professional assistance from a solicitor and surveyor with experience in this field.
I invested in buying a 1st floor flat in North Cave, conveyancing having been completed November 2011. Can you work out an approximate cost of a lease extension? Similar flats in North Cave with an extended lease are worth £180,000. The ground rent is £65 per annum. The lease finishes on 21st October 2083
With only 58 years remaining on your lease the likely cost is going to be between £22,800 and £26,400 plus professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure in the absence of detailed due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before getting professional advice.