My IFA has asked me for my Brough law firm’s panel reference for the Santander conveyancing panel. How do I obtain this. I have e-mailed my local Brough office but they cant find it on their system.
Have you tried contacting your Brough conveyancing practitioner about this?. They should have a central record lender panel numbers.
About to place an offer on a leasehold property in Brough. The property agents say that it is normal for flats in Brough to have less than 75 years remaining. I am getting a mortgage with Accord Mortgages. Is this going to be a problem if the lease has Seventy One years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/1/2025 the requirements read as follows :
What will a local search tell me about the property we're purchasing in Brough?
Brough conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations such as Xpress Legal The local search plays a central role in many a Brough conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your property. The search will reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.
I bought my house on 2 November and my personal details is not yet on the land registry website. Need I be worried? My conveyancing solicitor in Brough expressed confidence that it will be dealt with in a couple of weeks. Are titles in Brough particularly slow to register?
There is nothing unique about conveyancing in Brough registration formalities. Rather than based on location, timeframes can differ subject to the party submitting the application, whether there are errors and if the Land registry have to notify any other persons or bodies. At present roughly three quarters of such applications are fully dealt with in less than three weeks but occasionally there can be longer delays. Registration is effected after the purchaser is living at the property so 'speed' is not usually top priority but where it is urgent that the the registration takes place urgently then you or your conveyancer should communicate with the Registry to express the reasoning for the application to be prioritised.
I'm buying a new build house in Brough with a loan from Alliance & Leicester . The builders would not budge the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not reveal to my conveyancer about the extras as it may jeopardize my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have just appointed agents to market my basement flat in Brough. Conveyancing is yet to be initiated, but I have just had a yearly maintenance charge invoice – what should I do?
It best that you clear the maintenance contribution as normal as all ground rent and service invoices will be apportioned on completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
Brough Leasehold Conveyancing - A selection of Queries before Purchasing
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How much is the ground rent and service charge? Make sure you investigate if the the lease contains any onerous restrictions in the lease. By way of example it is reasonably common in Brough leases that pets are not permitted in certain buildings in Brough. If you love the flatin Brough but your dog is not allowed to live with you then you have a very difficult compromise.