Is the fact that my conveyancer in Kettering is not listed on my mortgage company's conveyancing panel that there is a problem with the quality of his work?
It would be unwise to jump to that conclusion. There are plenty of plausible explanations. Just recently a report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should contact the Kettering conveyancing practice and ask them why they are no longer on the approved list for your lender.
Are the BSA intent on creating a search tool with a view to list law firms on the Earl Shilton BS conveyancing panel for example in Kettering?
We are not aware of any intention on the part of the BSA to develop such a register.
Can you point me to a directory of Coventry BS panel conveyancers in Kettering on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings available online. If you are seeking to appoint a Kettering conveyancing practitioner on the Coventry BS please use our tool.
The formalities of my remortgage has taken place for my property in Kettering. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Bank of Ireland have agreed my mortgage in principle, my bid on a apartment in Kettering has been agreed to, what happens next?
Your estate agent will wish to know who your solicitors are (be sure the lawyers are on the bank’s panel). Telephone Bank of Ireland or the financial adviser and complete any appropriate forms. Bank of Ireland will instruct a valuer who will get in touch with the selling agent or owners to schedule an appointment. Once conducted (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. Bank of Ireland will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Kettering.
We are close to exchanging contracts on the sale of our property in Kettering and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. Any high street Kettering lawyer would know this is not the case. It does beg the question why the buyers are using an internet conveyancing practice rather than a conveyancing solicitor in Kettering. Having lived in Kettering for 5 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
We're new to the buying process - had an offer accepted, yet the property agent told us that the vendor will only issue a contract if we instruct the agent's recommended conveyancers as they want an ‘expedited deal’. Our preferred option is to instruct a family solicitor accustomed to conveyancing in Kettering
It is highly unlikely the vendors are behind this. Should the owner desire ‘a quick sale', alienating a motivated purchaser is counter productive. Bypass the agents and go straight to the owners and explain that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you do not need to sell (d) you wish to move quickly (e)however you are going to appoint your own,trusted Kettering conveyancing firm - as opposed tothe ones that will earn the estate agent a commission or meet his conveyancing thresholds demanded by senior management.
I am hoping to purchase a repossessed flat in Kettering and the vendor would like to complete inside a week. Can a conveyancing practitioner meet that timeframe? Would it be better to use a high street Kettering firm or an online firm that professes to complete quickly?
Attend your Kettering high street. Go in to 3 companies and request to see a conveyancing solicitor for an estimate. Explain your requirements and get a commitment on time frames. Select the firm that comes across as most genuine. Make sure to select a conveyancer on the list of property lawyers acceptable to your bank.