I have just started taking steps with the aim of porting my domestic loan to a BTL Godiva Mortgages Ltd mortgage. The bank has said that I need a conveyancer as part of the process. I spoke to my previous Norton conveyancing firm who dealt with the legals when I first purchased the house. The quote they've given of £450 plus VAT has shocked me as I am not require purchase conveyancing - it’s just a straightforward remortgage.
The estimate does seem a little overpriced. If you are happy to spend time comparing charges you may be able to get the conveyancing a bit cheaper by say £100 plus VAT. On the other hand, assuming were pleased with the conveyancing the firm provided you maycome to regret choosing an an unknown solicitor. Don't forget to check that the solicitor can represent Godiva Mortgages Ltd. Do use our search tool to choose a Norton conveyancing firm on the Godiva Mortgages Ltd approved list of lawyers, which can often include conveyancing solicitors in Norton.
We see that you have a search directory identifying firms on the Nationwide conveyancing panel. Do firms pay you a referral fee if I appoint them for our own conveyancing in Norton?
We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Norton.
Are there restrictive covenants that are commonly identified during conveyancing in Norton?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Norton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I decided to have a survey done on a property in Norton in advance of appointing solicitors. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some lenders tend refuse to issue a loan on a flying freehold premises.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. If you e-mail us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Norton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Norton to see if the conveyancing will be more expensive.
In what way does the Landlord & Tenant Act 1954 affect my commercial offices in Norton and how can you help?
The 1954 Act gives protection to commercial lessees, granting the a statutory right to apply to court for a renewal lease and continue in occupation when the lease reaches an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Norton is one of the hundreds of areas of the UK in which the firms we work with are based
I need to appoint a conveyancing solicitor for my conveyancing in Norton. I've discover a site which looks to be the perfect offering If it is possible to get all the legals completed via web that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?