Just contacted my conveyancing solicitor in Oadby who completed the legal work 18 months ago and wanted a conveyancing estimate based on the same type of house sale & purchase (a leasehold premises and a freehold property) of almost identical values with a home loan from Coventry Building Society. It looks as though am now being quoted twice the amount. Am I right to be tempted to shop around for an alternative firm of conveyancing solicitor?
The costs illustration is slightly on the steep side. If you you were to look around you might get the conveyancing a bit cheaper by say a hundred pounds. On the other hand, if you were satisfied with the service the firm offered you mightcome to regret choosing an an untested lawyer. If is important to ensure that the solicitor can represent Coventry Building Society. Do make use of our search tool to select a Oadby conveyancing firm on the Coventry Building Society approved list of lawyers, which can often include conveyancing solicitors in Oadby.
We are buying a apartment in Oadby. It might be a silly question but how we can trust a conveyancer? On the day of competition we will need to deposit money into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
There are a variety of conveyancing solicitors in Oadby but how do I know who's good?
It would be unwise to be seduced by the lowest Oadby conveyancing costs illustration. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I had a mortgage agreed in principle with TSB. Oadby conveyancing solicitors are chosen. What is the average time that one could expect to receive a mortgage offer from TSB?
Some lenders take longer than others. Have TSB done the valuation? Have you informed TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
My wife and I are downsizing from our property in Oadby and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A high street Oadby conveyancer would know this is not the case. For the life of me I don't know why the buyers are using a national conveyancing outfit as opposed to a conveyancing solicitor in Oadby. We have lived in Oadby for six years we know that this is a non issue. Is it a good idea to contact our local Authority to seek clarification need.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Me and my brother own a terraced Edwardian house in Oadby. Conveyancing solicitor acted for me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold with the matching property. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Oadby and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing lawyer who conducted the purchase.
I'm buying a new build house in Oadby with a loan from Skipton Building Society. The developers refused to reduce the amount so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not to tell my solicitor about the side-deal as it would adversely affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the bank approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the mortgage company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the lender solicitor panel.