I am assisting my mother sell her flat in Leicester. Does the conveyancing solicitor order the energy performance certificate or it is for the seller to see to?
After the abolition of HIPs, energy assessments was kept a mandatory component of moving property. An energy performance certificate should be commissioned in advance of the property being placed on the market. It is not something that conveyancers ordinarily organise. Where you are instructing a Leicester conveyancing lawyer they may be willing to arrange energy assessments due to their relationships with long established Leicester accredited person
I have decided to exercise my right to buy my property in Leicester off the council. I have a mortgage agreed with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
The formalities of my purchase has taken place for my property in Leicester. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a property in Leicester? or I am told that there is an ancient law that means some house owners living in a parish church boundary may be liable to contribute towards maintenance to the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Leicester?
Unless a previous purchase of the house took place post 12 October 2013 you could take it that solicitors handling conveyancing in Leicester to continue to recommend a chancel search and or insurance against a claim.
I am buying my first flat in Leicester with a mortgage from Clydesdale. The developers refused to budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative told me not reveal to my lawyer about this side-deal as it will jeopardize my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How do I search for a Leicester law firm on the Platform Home Loans Ltd conveyancing panel? I have a car and am willing to travel upto 20miles to meet the conveyancer.
Feel free to make use of the search on this website. Please pick a mortgage company and your location and you will see a number of Leicester conveyancing lawyers located nearest you. We have listed some Leicester conveyancing firms towards the end of this page and you can ring them to see whether they are on the Platform Home Loans Ltd approved list
I am using a search engine for the term on line conveyancing in Leicester it shows results of numerous property lawyersin the vicinity. With so much choice what is the best way to find the right solicitor for the sale of my house?
The best method of finding a suitable conveyancer is through a trusted testimonial, so seek the opinion of friends and those you trust who have acquired a property in Leicester or a respected estate agent or financial adviser. Charges for conveyancing in Leicester differ, so it's a good idea to obtain at least four estimates from different law firms. Make sure that you know that the charges are assured not to escalate.
I only have Fifty years remaining on my lease in Leicester. I am keen to extend my lease but my landlord is missing. What are my options?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be lengthened by the magistrate. However, you will be required to prove that you have used your best endeavours to track down the lessor. On the whole an enquiry agent would be useful to try and locate and prepare an expert document which can be accepted by the court as evidence that the landlord can not be located. It is wise to seek advice from a solicitor both on devolving into the landlord’s absence and the vesting order request to the County Court overseeing Leicester.
I am the registered owner of a split level flat in Leicester, conveyancing having been completed in 1996. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Leicester with a long lease are worth £197,000. The average or mid-range amount of ground rent is £55 invoiced every year. The lease expires on 21st October 2082
With only 56 years unexpired the likely cost is going to be between £29,500 and £34,000 plus costs.
The suggested premium range above a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure without more detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.