My husband and I are acquiring a new build apartment in Leicester and my conveyancer is informing me that she has to the mortgage company to disclose incentives from the seller. The Estate Agents are hassling me to exchange contracts and I have no desire to prolong deal. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We see that you have a post code search directory listing firms on the Kent Reliance conveyancing panel. Do companies pay you a referral fee if I instruct them for our conveyancing in Leicester?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Leicester.
I am helping my mother sell her house in Leicester. Will the conveyancing solicitor commission an energy performance certificate or it is for me to see to?
Following the demise of HIPs, energy assessments remained a compulsory part of moving house. An energy performance certificate needs to be commissioned prior to the property being put on the market. It is not a task that law firms normally organise. Where you are instructing a Leicester conveyancing practitioner they may be willing to arrange energy performance certificates due to their relationships with reputable local assessors
I am currently in the process of buying my council flat in Leicester. I have a mortgage agreed with RBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
The formalities of my purchase has taken place for my property in Leicester. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Me and my brother have a terraced Victorian property in Leicester. Conveyancing lawyer acted for me and Britannia. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold under the matching address. Is it worth asking Britannia to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Leicester and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with your conveyancing solicitor who conducted the purchase.
Hoping to buy a property located in Leicester and I am already nervous. I couldn't find anything specific about Leicester. Conveyancing will be needed in due course but do you know about the Leicester area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Leicester. In the meantime here are some basic statistics that we found
Is it true that a Leicester conveyancing company taken to court by clients for not carrying out comprehensive conveyancing investigations?
Our attention has not be brought to such a Leicester conveyancing matter but it has been reported that, clients buying a home in Cumbria successfully won a claim against their property lawyer as a consequence of development permission to build a wind farm failing to be picked up in conveyancing searches.
If you are purchasing in Leicester It is essential that your lawyer conduct all Leicester conveyancing searches required making sure that you have relevant and current information ahead of acquiring a home in Leicester.