Recently contacted my conveyancing solicitor in Birstall who conducted the legals 18 months ago requesting a conveyancing costs illustration based on an identical type of house sale & purchase (a leasehold premises and a freehold premises) of similar values with a loan from Barclays Direct. It looks as though am now being charged double. Better the devil I know or should I seek out an alternative firm of conveyancing solicitor?
The estimate does seem a little steep. If you you were to look around you may be able to get the conveyancing a bit cheaper by as much as £125. That being said, if you were happy with the conveyancing the firm provided you couldcome to rue choosing an an unknown conveyancer. Don't forget to enquire the solicitor can also act for Barclays Direct. Do make use of our search tool to locate a Birstall conveyancing firm on the Barclays Direct approved list of lawyers, which can often include conveyancing solicitors in Birstall.
I purchased a freehold premises in Birstall but nevertheless charged rent, why is this and what is this?
It’s unusual for properties in Birstall and has limited impact for conveyancing in Birstall but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Is the implication that I have to instruct their panel solicitor as I would prefer to use a specialised conveyancing solicitor in Birstall?
You should check but the the likelihood is that allocate you one of their panel conveyancers where you accept the "fee-free" offer. Contact the lender and determine if they allow a monetary alternative. In the past a few lenders offered a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor near Birstall.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Birstall?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Birstall. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Are there any apps to assist me to search for a Birstall solicitor on the Santander conveyancing panel? I am a keen cyclist and am willing to travel upto 10kilometers to meet the lawyer.
You can use the search on this page. Please choose the mortgage company and your location and you will see a number of Birstall conveyancing lawyers based on proximity. We have detailed some Birstall conveyancing firms at the bottom of this page and you can contact them to see if they are on the Santander panel
My fiance and I are buying a three bedroom first floor flatin Birstall with a residential mortgage from a mortgage company. We have a conveyancer in Birstall but our lender says he's not approved on their "panel". We have to appoint one of the our bank panel firms or stay with our Birstall conveyancer and pay for one of their panel ones to represent our lender. This seems very unfair; is there anything we can do?
No, not really. The mortgage company mortgage offered to you is subject to conditions, one of which will be that solicitors will on the mortgage company's conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels, including most conveyancing solicitors in Birstall : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for your lender.