We were just about to sign contracts for a property in Countesthorpe. We have hit a problem. Our loan offer with HSBC Bank runs out on 24/3/2025 but the sellers are suggesting a completion date of 26/3/2025. Is it possible to prolong the mortgage expiry date?
The best person to address this concern is your solicitors who should determine if he or she is better off negotiating with the lender, seller’s solicitors, property agents or possibly all three taking into account what has gone on in your transaction to date.
We are planning to move property in April. Will my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you put forward a removal company in Countesthorpe. Conveyancing solicitor was chosen before I stumbled across your site.
On the afternoon of completion you will need to pick up the keys from your property agent but this can only happen when the vendors lawyers confirm to the agent that the monies to complete are in and the keys can be passed over. Subsequently you should advise the removal men that you are ready to move in. We are not in a position to suggest a specific removal organisation but can assist you in locating a residential property solicitor in Countesthorpe or a solicitor that specialises in conveyancing in Countesthorpe.
We are getting the release of further monies on our mortgage from Yorkshire BS as we want to conduct renovations to our house in Countesthorpe. Are we obliged to appoint a high street Countesthorpe solicitor on the Yorkshire BS conveyancing panel to handle the paperwork?
Yorkshire BS don't usually appoint firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Yorkshire BS panel.
I have a mortgage with Nationwide for my property in Countesthorpe. Conveyancing was finalised a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Nationwide?
Your original mortgage agreement with Nationwide will provide that you need their approval before renting your property as this is likely to be a breach of Nationwide’s mortgage conditions. It may be that Nationwide will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nationwide directly. It should not be necessary to do this via a Nationwide conveyancing panel solicitor.
What will a local search tell me regarding the house we're purchasing in Countesthorpe?
Countesthorpe conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search organisations such as Searches UK The local search plays a central role in many a Countesthorpe conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your property. The search will reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.
About to purchase a new build flat in Countesthorpe. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Countesthorpe
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
I am looking for a conveyancing practitioner in Countesthorpe for my purchase. Can I see a solicitor's record with the profession’s regulator?
One can search for documented Solicitor Regulator Association (SRA) determinations arising from inquisitions started on or after 1 January 2008. Go to Check a solicitor's record. To find details Pre 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training purposes.
What is the reason for new build conveyancing in Countesthorpe being more expensive?
Buying a new build property is completely different from the normal house purchase conveyancing in Countesthorpe. Firstly housebuilders usually insist contracts to exchange very quickly, the result being a lot of pressure on your solicitor to ensure all is in order. In addition new build properties often necessitate examination of adoption of highways, drains, planning considerations, building warranties or architects certificates. Mortgage lender obligations are also more demanding. Due to the complex nature of the process for these types of properties, the conveyancing new build fees are higher than normal.