Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Plaistow. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/11/2025, the requirements read as follows :
We are purchasing a house and the conveyancer has referenced Chancel Repair to which the house could be liable given it’s proximity to the area of such a church. He has mentioned insurance. Is this strictly appropriate for conveyancing in Plaistow
Unless a prior acquisition of the premises completed post 12 October 2013 you could assume that solicitors conducting conveyancing in Plaistow to remain encouraging a chancel search and or chancel repair liability insurance.
I am buying my first flat in Plaistow with a mortgage from Barclays . The sellers refused to reduce the price so I negotiated 6k of additionals instead. The estate agent suggested that I not reveal to my conveyancer about this side-deal as it could affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Plaistow is the location of the property. What do you suggest?
Flying freeholds in Plaistow are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Plaistow you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Plaistow may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
In what way does the Landlord & Tenant Act 1954 affect my business offices in Plaistow and how can your lawyers assist?
The 1954 Act gives security of tenure to business lessees, giving them the a statutory right to make a request to court for a renewal lease and remain in occupation when the lease comes to an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act for protection and help with commercial conveyancing in Plaistow
Should one as executor remove a departed person's name from the title register for a property in Plaistow?
Where a Plaistow property is co-owned and one of the owners dies, their name will not immediately be removed from the Land Registry title. It is not necessary to remove their name as when it comes to a sale you would just need to evidence as to the reason the co owner is not included in the transfer, such as a grant of probate.
With a view to making things more straight forward in the future you may apply to have the deceased name erased from the title entries by submitting an application to HM Land Registry with proof of the death. There is no land registry fee payable.