Much to our surprise we have been notified by our IFA that my Birkenshaw the law firm I have appointed is not on the mortgage company Solicitor panel. What can I do to be sure whether this is correct?
The best course of action for you to take is to contact your Birkenshaw conveyancer. You lawyer should inform you what has happened. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.
It is is a decade since I purchased my property in Birkenshaw. Conveyancing lawyers have recently been instructed on the sale but I am unable to locate the deeds. Is this a major issue?
You need not be too concerned. Firstly the deeds may be kept by your mortgage company or they could be in the possession of the lawyers who acted in the purchase. Secondly in most cases the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. The vast majority of conveyancing in Birkenshaw involves registered property but in the rare situation where your property is not registered it adds to the complexity but is resolvable.
I am buying a terraced house in Birkenshaw. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Birkenshaw you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Birkenshaw.
Is it the case that all Birkenshaw solicitors on the Principality conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Principality approved list of solicitors they would need to be governed by the SRA. Some mortgage companies do allow licenced conveyancers on their panel in which case such firms would be overseen by the CLC.
Can I be sure that the Birkenshaw conveyancing solicitor on the Principality panel is any good?
When it comes to conveyancing in Birkenshaw obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer conducting your transaction.
I have today made my last payment due on my mortgage with Skipton. I assume I don't need a Birkenshaw lawyer on the Skipton panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
I need some expedited conveyancing in Birkenshaw as I am faced with a deadline to sign on the dotted line in less than one month. Thankfully I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are are a cash buyer you have the choice not to do searches although no lawyer would suggest that you don't. With plenty of history conveyancing in Birkenshaw the following are instances of what can be revealed and therefore impact market value: Refused Planning Applications, Overdue Fees, Outstanding Grants, Railway Schemes,...
It has been three months following my purchase conveyancing in Birkenshaw completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.