Will my conveyancing lawyers need to check that the building insurance when buying a house in Birkenshaw. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 23/12/2025, the requirements read as follows :
The deeds to our home can not be found. The solicitors who conducted the conveyancing in Birkenshaw 4 years ago are no longer around. What are my options?
You no longer need to hold title official documentation to evidence that you are the registered proprietor of land or property, given that the Land Registry hold details of all registered land or property electronically.
I am buying my first flat in Birkenshaw with the aid of help to buy. The sellers refused to reduce the amount so I negotiated 6k of additionals instead. The house builders rep advised me not disclose to my conveyancer about this extras as it would affect my loan with Chelsea Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey done on a property in Birkenshaw before instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some banks will not give a loan on such a home.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Birkenshaw. Conveyancing will be smoother if you use a solicitor in Birkenshaw especially if they regularly deal with such properties in Birkenshaw.
My husband and I are first time buyers - agreed a price, but the estate agent told us that the vendor will only issue a contract if we appoint their recommended conveyancers as they need a ‘quick sale’. We would rather use a local conveyancer accustomed to conveyancing in Birkenshaw
It is unlikely the vendors are behind this. If they desire ‘a quick sale', taking such a hostile approach to a motivated purchaser is going to damage their objectives. Avoid the agents and go straight to the owners and make sure they comprehend that (a)you are keen to buy (b)you are ready to progress, with finances in place © you are unencumbered (d) you wish to move quickly (e)however you are going to instruct your own,trusted Birkenshaw conveyancing lawyers - not the ones that will provide the estate agent a referral fee or achieve conveyancing figures pre-set by corporate headquarters.
What are my options where I am unhappy with the lawyer who carried out my conveyancing in Birkenshaw?
Occasionally the level of service you receive is not as you expect, and is is a fact of life that occasionally things do go wrong. That being said there is recourse if you were dissatisfied with your conveyancing in Birkenshaw. This varies from trying to resolve matters directly with them, through to reporting a conveyancer to their regulator. If you remain dissatisfied you may consider getting in touch with the Legal Ombudsman.