Finally the sale completed on my house in Tickhill last January yet the purchaser is e-mailing daily complaining that her solicitor is waiting to hear from mysolicitor. What are the post completion sale legalities following completion?
After completion of your sale your lawyer is committed to forward the transfer documentation and all of the paperwork to the buyer’s lawyers. If applicable, your solicitor must also confirm that the home loan has been redeemed to the purchasers solicitors. There are no post completion procedures peculiar conveyancing in Tickhill.
Having spent time scouring consumer advice sites for a cheap lawyer in Tickhill, many comment that I should use a CQS assured lawyer. What is CQS?
Tickhill Conveyancing Quality Scheme solicitors have been granted accreditation under the Law Society's Scheme (CQS) The Law Society introduced CQS to establish evidence of quality standards in the home legal process. CQS enables consumers to identify solicitor firms who provide a quality residential conveyancing. Tickhill is one of locations in England and Wales in which accredited firms have offices. The conveyancing scheme obliges practices to undergo a strict assessment, compulsory training, self-reporting, spot checks and annual reviews in order to maintain CQS status. It is open only to members of the Law Society who meet the demanding standards set by the scheme and has the support of the Council of Mortgage Lenders.
We have a mortgage agreed in principle with RBS. Tickhill conveyancing solicitors have been appointed. How long does it take for RBS to issue the offer to the property lawyer?
Some lenders take longer than others. Have RBS completed the valuation? Have you informed RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have a mortgage with Yorkshire BS for my property in Tickhill. Conveyancing has been completed some time ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Yorkshire BS?
Yorkshire BS must be informed of your intention in advance of renting your property as this is likely to be a breach of Yorkshire BS’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire BS directly. It should not be necessary to do this via a Yorkshire BS conveyancing panel solicitor.
After weeks of negotiation I have agreed a price on a house in Tickhill. My financial adviser pressured me to appoint their solicitor. I paid an upfront payment of £150. Soon after, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I understand that there are debates on Chancel Insurance on online forums. Do I require this when buying a house in Tickhill? or I am told that there is a law dating back centuries that could mean that owners of property living in a parish church boundary may be liable to contribute towards repairs to the chancel within the church. Is this a legitimate concern for conveyancing in Tickhill?
Unless a previous acquisition of the property completed post 12 October 2013 you could expect lawyers handling conveyancing in Tickhill to continue to recommend a chancel search and or chancel repair liability policy.
Due to the guidance of my in-laws I had a survey completed on a house in Tickhill ahead of appointing lawyers. I have been informed that there is a flying freehold element to the house. My surveyor advised that some banks tend refuse to issue a mortgage on such a house.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Tickhill. Conveyancing will be smoother if you use a solicitor in Tickhill especially if they are accustomed to such properties in Tickhill.
What are my options where I am unhappy with the lawyer who did our conveyancing in Tickhill?
Occasionally the level of service you receive is not as you expect, and unfortunately every so often matters do not go as planned. That being said there is recourse where you were dissatisfied with your conveyancing in Tickhill. This varies from trying to resolve matters directly with them, through to reporting a lawyer to their regulator. If things still aren’t sorted out you may consider getting in touch with the Legal Ombudsman.