Do all mortgage companies provide you with an approved list of Ruislip Manor conveyancing solicitors? How do you know who is on the Kent Reliance conveyancing panel?
Ruislip Manor conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
My wife and I have recently appointed a conveyancing solicitor in Ruislip Manor. I I am struggling to find out whether they are on the Yorkshire Building Society approved list of lawyers. Could you help?
You should call the lawyer and ask them whether they can act for the lender. Otherwise please get in touch with Yorkshire Building Society who may be able to help.
The deeds to our home are lost. The solicitors who conducted the conveyancing in Ruislip Manor 10 years ago no longer exist. Will I be able to sell the house?
Gone are the days when you need to have the physical original deeds to prove you are the registered proprietor of land or premises, as the Land Registry have everything they need in a digital format.
I'm buying a new build house in Ruislip Manor benefiting from help to buy. The developers refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not disclose to my solicitor about this deal as it would impact my loan with The Royal Bank of Scotland. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I was recommended by numerous estate agents in Ruislip Manor to locate a conveyancer on your site. Is there a financial advantage for Estate Agents to promote your services ahead of another?
We refuse to offer any commission for pointing buyers and sellers in our direction. We thought it would be too underhand a fee as a client could think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
Me and my partner are purchasing a three room housein Ruislip Manor with a loan from a lender. We have a conveyancer in Ruislip Manor however our lender says she’s not on their "panel". It seems we have little choice but to instruct from the our lender panel solicitors or stay with our Ruislip Manor conveyancer and pay for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that our mortgage company use our Ruislip Manor lawyer?
Unfortunately,no. The mortgage company mortgage issued is subject to conditions, one of which will be that lawyers will on the lender's conveyancing panel. in the past, most mortgage companies had large numbers of law firms on their panels, including most conveyancing solicitors in Ruislip Manor : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for your mortgage company.