I am acquiring property in Ruislip. My Solicitor is not listed on the mortgage company conveyancing panel. Is it possible for me to retain my Ruislip conveyancing solicitor notwithstanding that they are not on the mortgage company panel?
Various options include
- Complete the deal with your preferred Ruislip conveyancer but your bank will need to use a conveyancer from their approved list. This will result in additional cost and probable interruption.
- Get a fresh solicitor to act in the purchase, making sure they are on the mortgage company conveyancing panel.
- Convince your conveyancing practitioner to apply to join the bank panel
What happens if my lawyer’s firm is suspended from the TSB Solicitor panel ahead of completing my conveyancing in Ruislip?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
Should commercial conveyancing searches disclose proposed roadworks that could affect a commercial site in Ruislip?
Its becoming the norm that commercial conveyancing solicitors in Ruislip will conduct a SiteSolutions Highways report as it reduces the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Ruislip. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Ruislip.
For each commercial conveyancing transaction in Ruislip it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could cause delays to Ruislip commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not conducted for residential conveyancing in Ruislip.
I have justbeen informed that Stirling Law have been shut down. They carried out my conveyancing in Ruislip for a purchase of a freehold house 18 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The quickest method to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ruislip conveyancing specialists.
Due to the input of my in-laws I had a survey completed on a house in Ruislip in advance of retaining conveyancers. I have been told that there is a flying freehold element to the house. Our surveyor advised that some lenders may refuse to grant a mortgage on this type of house.
It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. If you e-mail us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Ruislip. Conveyancing will be smoother if you use a solicitor in Ruislip especially if they are familiar with such properties in Ruislip.
What type of property do your Ruislip conveyancing quotes relate to?
The quotes issued are only applicable to standard domestic property in England & Wales. Where you have any different needs for example industrial or agricultural property or commercial conveyancing in Ruislip do contact us to consider this further .