I can't travel far from Ruislip. I would like to know the reason why all Ruislip solicitors are not on all lender panels?
Pre- 2008 most banks exhibited an approach to risk which is different than today. The financial regulator in 2010 instigated a thematic review into property fraud which concluded: know the conveyancers on your panel. Consequently, banks have since soughtmore data from law firms concerning their operations and the staff employed by them and set certain criteria such as completing a minimum volume of transactions. Many law practices have been removed from lender panels even though they had an exemplary disciplinary record, no complaints and zero claims and didn't just 'dabble' in conveyancing. Many firms were never going to satisfy the minimum amount of transactions the lenders set.
The sellers of the home we are looking to purchase are using a conveyancing solicitor in Ruislip who has insisted on a preliminary contract with a payment 10k. Is it wise to enter into such agreements?
Exclusivity contracts are contracts binding a property owner and prospective buyer giving the buyer the sole right to the sale of the property for a certain period of time. Essentially, an exclusivity agreement is a contract specifying that you will be issued with a contract at a later time being the main conveyancing contract. It is generally used for buyer assurance though in some cases, the owner may enjoy an upside from such agreements as well. There are various positives and negatives to having them but you need to check with your conveyancer but beware that it may result in incurring more in conveyancing fees. For these reasons these agreements are avoided when it comes to conveyancing in Ruislip.
How up to date is your search tool for Ruislip conveyancing solicitors on the RBS conveyancing panel? Do RBS send you an updated list?
Ruislip conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.
I am buying a flat and need a conveyancing solicitor in Ruislip who is on the Aldermore solicitor. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Aldermore in certain locations such as Ruislip. We dont recommend any particular firm.
My stepmother advised me that in purchasing a property in Ruislip there could be a number of restrictions affecting the ability to carry out external changes to a property. Is this right?
We are aware of a number of properties in Ruislip which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Ruislip should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have decided to exercise my right to buy my property in Ruislip off the council. I have a mortgage agreed with Virgin Money. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.
My offer was accepted on a house in Ruislip on 27/3/2026, valuation was booked 3 days after, all came back fine. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Santander and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Santander conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been on the look out for a ground for flat up to £305k and identified one near me in Ruislip I like with open areas and station in the vicinity, however it only has 49 years on the lease. There is not much else in Ruislip suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a home loan that many years will likely be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least 2 years you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor about this.