My partner and I are intent on purchasing a maisonette in Ruislip. My Conveyancer is not on the bank solicitor list. Am I still permitted to continue with my Ruislip conveyancing solicitor notwithstanding that they are excluded from the mortgage company panel?
You have a number of options open to you here
- Carry on with your chosen Ruislip lawyer but your bank will need to appoint a solicitor from their approved panel. This will result in additional charges and likely frustration.
- Get a fresh conveyancer to act in the purchase, ensuring that they are on the bank conveyancing panel.
- Convince your lawyer to seek to join the lender panel
Are the Ruislip conveyancing solicitors identified as being on the RBS conveyancing panel, together with their details provided by RBS?
Ruislip conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.
Just had an offer accepted on a new build apartment in Ruislip. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Ruislip
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Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are surveyor prepared. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a quick, chain free conveyancing. Ruislip is where the house is located. What do you suggest?
Flying freeholds in Ruislip are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ruislip you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ruislip may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I need to appoint a conveyancing solicitor for residential conveyancing in Ruislip. I've chance upon a web site which appears to be the perfect solution If it is possible to get all this stuff completed via web that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am purchasing a garden apartment in Ruislip. Conveyancing lawyer is waiting for, from the seller, building insurance documents. Earlier today I was informed that the seller must forward the insurance documents for the flat above also. Why does my solicitor want to see the insurance for the other flat? Is it really necessary? We have been waiting for the last month…
It is not unheard of in leasehold conveyancing in Ruislip to discover Conveyancing in Ruislip in a minority of cases reveals that the lease obliges the tenant's to insure their individual flats as opposed to the freeholder insuring the entire premises - which is clearly preferable. Do double check with your solicitor but it would appear that your lawyer is attempting to establish that the whole building is insured. Insuring your apartment is no help when it comes to rebuilding after a fire if the other flat cannot be rebuilt as a result of lack of insurance.